14450 Twin Gables Ct, Poway, CA 92064 Property Records

San Diego County property record for 14450 Twin Gables Ct, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,150 sqft · built 2005
Lot Size	0.232 acres (10,105 sqft)
Owner	Company Name on Record
Tax Bill	$10,870 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`314-860-02-00`

Property Details

APN / Parcel Number

Primary APN	`314-860-02-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,150 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	10,105 sqft (0.232 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14450 TWIN GABLES CT
City	POWAY
State	CA
Zip	92064-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	LOT 2 TR 014360
Legal Subdivision	99-01R
Legal Tract	014360
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17009

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14450 TWIN GABLES CT, POWAY, CA 92064-8901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage CLAERY & HAMMOND LLP
Sep 11, 2020	Deed of Trust, Mortgage · VA Mortgage ARC HOME LLC
Nov 30, 2017	Quit Claim Deed, Transfer NEXTITLE
Nov 30, 2017	Quit Claim Deed, Transfer · VA Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017
Deed Sale	Nov 30, 2017
Prior Sale	Oct 30, 2003 · Amount on Record
Deed Document Number	2017556612
Prior Transfer Date	Nov 21, 2017
Prior Transfer Doc	0000556612
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14450 TWIN GABLES CT, POWAY, CA 92064-8901
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14450 TWIN GABLES CT, POWAY, CA 92064-8901

Mortgage

Document Number	0000351967
Date	Sep 2, 2022
Instrument	2022-0351967

Lender

Name	CLAERY & HAMMOND LLP
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90025

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14450 TWIN GABLES CT, POWAY, CA 92064-8901
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14450 TWIN GABLES CT, POWAY, CA 92064-8901

Mortgage

Document Number	0000531044
Date	Sep 11, 2020
Instrument	2020-0531044

Lender

Name	ARC HOME LLC
Type	Non-Lending Institution
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Aug 1, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2017
Property Address	14450 TWIN GABLES CT, POWAY, CA 92064-8901
Document Number	0000556612
Instrument Date	Nov 21, 2017
Instrument	556612
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14450 TWIN GABLES CT POWAY CA 920648901, POWAY, CA 92064-8901

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2017
Property Address	14450 TWIN GABLES CT, POWAY, CA 92064-8901
Document Number	0000556610
Instrument Date	Nov 16, 2017
Instrument	556610
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14450 TWIN GABLES CT POWAY CA 920648901, POWAY, CA 92064-8901

Mortgage

Document Number	556611
Date	Nov 30, 2017
Instrument	556611

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$969,927 (+2%) Land $391,268 Building $578,659
2025	$10,870.00 (+4.87%) Homeowner's exemption	$950,910 (+4.04%) Land $383,597 Building $567,313
2023	$10,365.00 (+1.68%) Homeowner's exemption	$913,987 Land $368,702 Building $545,285
2022	$10,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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