Pontotoc County property record for 1446 Main St, Ecru, MS 38841
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,863 sqft · built 1994 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,623 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-32-000-E01.02 |
| Primary APN | 099-32-000-E01.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,863 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 109,771 sqft (2.52 acres) |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 14520 |
|---|---|
| Street Address | 1446 MAIN ST |
| City | ECRU |
| State | MS |
| Zip | 38841-9005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.52 AC NW1/4 DB 521-161 5/92 604-262 20024352 8/19/02 20074642 9/10/07 20172790 7/10/17 20180875 3/2/18 662 317 0995 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 950102 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1446 MAIN ST, ECRU, MS 38841-9005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| May 15, 2018 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2007 |
| Deed Sale | Sep 18, 2007 |
| Deed Document Number | 2007004642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1446 MAIN ST, ECRU, MS 38841-9005 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1446 MAIN ST, ECRU, MS 38841-9005 |
| Document Number | 2025004063 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025004063 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1446 MAIN ST, ECRU, MS 38841-9005 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1446 MAIN ST, ECRU, MS 38841-9005 |
| Document Number | 2022002479 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022002479 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 26, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1446 MAIN ST, ECRU, MS 38841-9005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1446 MAIN ST, ECRU, MS 38841-9005 |
| Document Number | 2021002735 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021002735 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1446 MAIN ST, ECRU, MS 38841-9005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1446 MAIN ST, ECRU, MS 38841-9005 |
| Document Number | 2018001873 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 2018001873 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 26, 2023 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Ecru Town |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,623.00 Homeowner's exemption | $10,482 (-) | $104,406 (-) Land $10,100 Building $94,306 |
| 2023 | $1,623.00 Homeowner's exemption | $10,482 | $104,406 Land $10,100 Building $94,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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