1295 Main St, Ecru, MS 38841 Property Records

Pontotoc County property record for 1295 Main St, Ecru, MS 38841

Property Summary

Property TypeMobile Home
Details1 ba · 1,680 sqft · built 1994
Lot Size3.23 acres (140,699 sqft)
Owner2 Individual Names on File
Tax Bill$388 (2025)
Deeds & MortgagesSep 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN099-29-000-E12

Property Details

APN / Parcel Number

Primary APN099-29-000-E12
Alternative APN
  • 10734

Interior

Full Baths1 Bath
Building Area1,680 sqft Living Area

Exterior

Year BuiltBuilt 1994
Lot Area140,699 sqft (3.23 acres)
Garage TypeCarport
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area168 sqft

Location & Zoning

Account Number10734
Street Address1295 MAIN ST
CityECRU
StateMS
Zip38841-9402
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description3.23 AC SW1/4 540-393 5/92 576-361 10/19/93 20114746 12/28/11 20143429 7/14/14 610 4868
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group2
Census Block2021
Census Tract950102

Owner

1295 Main St, a mobile home, is owned and occupied by two individuals.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address1295 MAIN ST, ECRU, MS 38841-9402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1295 MAIN ST, ECRU, MS 38841-9402
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 MAIN ST, ECRU, MS 38841-9402

Mortgage

Document Number2025003524
DateSep 18, 2025
Instrument2025003524
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 12, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1295 Main St was $388.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityEcru Town
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$388.00$2,511$16,738 Land $11,375 Building $5,363
2023$388.00$2,511$16,738 Land $11,375 Building $5,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1295 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 Main St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 44% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
Tombigbee Fiber
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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