Pontotoc County property record for 1389 Main St, Ecru, MS 38841
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,577 sqft · built 1948 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $778 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-29-000-E13 |
| Primary APN | 099-29-000-E13 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,577 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Account Number | 11116 |
|---|---|
| Street Address | 1389 MAIN ST |
| City | ECRU |
| State | MS |
| Zip | 38841-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 AC SW1/4 DB 261-268 664-113 1/21/97 20005171 10/24/00 20113230 9/2/11 20166041 12/27/16 20170726 2/17/17 20211059 3/12/21 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950102 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1389 MAIN ST, ECRU, MS 38841-9710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2017 | Deed of Trust, Mortgage OXFORD UNIVERSITY BANK |
| Mar 12, 2021 | Warranty Deed, Transfer · FHA Mortgage GUM TREE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 |
| Deed Sale | Mar 12, 2021 |
| Deed Document Number | 2021001059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1389 MAIN ST, ECRU, MS 38841-9710 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017001338 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 2017001338 |
| Name | OXFORD UNIVERSITY BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Mar 12, 2021 |
| Property Address | 1389 MAIN ST, ECRU, MS 38841-9710 |
| Document Number | 2021001059 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021001059 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 N MAIN ST, PONTOTOC, MS 38863-1542 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1389 MAIN ST, ECRU, MS 38841-9710 |
| Document Number | 2021001060 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021001060 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Ecru Town |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $778.00 (+29.88%) Homeowner's exemption | $5,026 (+29.8%) | $46,234 (+19.96%) Land $9,250 Building $36,984 |
| 2023 | $599.00 Homeowner's exemption | $3,872 | $38,541 Land $9,250 Building $29,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 44% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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