1324 Main St, Ecru, MS 38841 Property Records

Pontotoc County property record for 1324 Main St, Ecru, MS 38841

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,954 sqft · built 1930
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Last Sale$56,200 (Jun 2019)
Tax Bill$866 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN099-32-000-E03

Property Details

APN / Parcel Number

Primary APN099-32-000-E03
Alternative APN
  • 11003

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,954 sqft Living Area
1st Floor Area1,221 sqft
2nd Floor Area733 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialMetal
Lot Area24,829 sqft (0.57 acres)
Garage TypeCarport
Garage Area441 sqft
CarportCarport
Carport Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number11003
Street Address1324 MAIN ST
CityECRU
StateMS
Zip38841-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.57 AC NW1/4 DB 422-112 1984 378-544; 415-239; 656-80 20022277 4/30/02 20134679 8/5/13 20191484 4/18/19 20192153 6/11/19 662
Legal Range03E
Legal Township08S
Legal Section32
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group2
Census Block2022
Census Tract950102

Owner

Source: Pontotoc County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 TOPSY RD, RANDOLPH, MS 38864-9780
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2019Deed of Trust, Mortgage
FIRST CHOICE BANK
Jun 11, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2019 · Amount on Record
Deed SaleJun 11, 2019 · Amount on Record
Deed Document Number20192153
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1324 MAIN ST, ECRU, MS 38841-9709
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 TOPSY RD, RANDOLPH, MS 38864-9780

Mortgage

Document Number2019002148
DateJun 11, 2019
Instrument2019002148
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueJun 10, 2034

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC MS
Recording DateJun 11, 2019
Property Address1324 MAIN ST, ECRU, MS 38841-9709
Document Number2019002153
Instrument DateMay 24, 2019
Instrument2019002153
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3415 VISION DR, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 TOPSY RD, RANDOLPH, MS 38864-9780

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityEcru Town
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$866.00 (+3.71%)$5,595 (+3.69%)$54,680 (+3.79%) Land $8,172 Building $46,508
2023$835.00$5,396$52,685 Land $8,172 Building $44,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 43% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
Tombigbee Fiber
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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