1442 Baytowne Cir E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1442 Baytowne Cir E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,889 sqft · built 1992
Lot Size	0.392 acres (17,076 sqft)
Owner	Individual Name on Record
Last Sale	$1,670,000 (Nov 2022)
Tax Bill	$11,411 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1442`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1442`
Alternative APN	`1048089`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,889 sqft Living Area
Gross Area	4,004 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	17,076 sqft (0.392 acres)
Lot Dimensions	14.4 ft deep x 13.6 ft wide
Garage Type	Finished
Garage Area	680 sqft

Exterior Amenities

Porch	Porch
Porch Area	315 sqft
Deck Area	Deck Area
Patio Area	110 sqft
Fence	Fence
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048089
Street Address	1442 BAYTOWNE CIR E
City	MIRAMAR BEACH
State	FL
Zip	32550-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1442 BAYTOWNE AVE EAST S/D PH I PB 8-13 OR 521-188 OR 1262-174 OR 2600-2931 OR 2750-2226 OR 2937-3045 OR 2952-4524 OR
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST S/D PH
Legal Phase	1
Legal Lot Number	1442
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2004
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2306 RUNNING BROOK TRL, FISHERVILLE, KY 40023-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2018	Deed of Trust, Mortgage HUNTINGTON NAT'L BK/WV
Dec 28, 2017	Warranty Deed, Transfer VINTAGE TITLE AND ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	20220050263
Deed Book / Page	3273 / 1678
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 17, 2022
Property Address	1442 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0032731678
Book / Page	3273 / 1678
Map Reference	MB 8 PG 13
Instrument Date	Nov 15, 2022
Instrument	20220050263
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 GUNTER LN, ONEONTA, AL 35121-2935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1442 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835

Mortgage

Document Number	0032731680
Date	Nov 17, 2022
Instrument	3273/1680

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 18, 2021
Property Address	1442 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0031981676
Book / Page	3198 / 1676
Map Reference	MB 8 PG 13
Instrument Date	May 17, 2021
Instrument	20210024811
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	EQUITRUST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 HAMBRICK DR, NICHOLASVILLE, KY 40356-6061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 GUNTER LN, ONEONTA, AL 35121-2935

Mortgage

Document Number	0031981678
Date	May 18, 2021
Instrument	3198/1678

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1442 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0030723201
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2933 BLACKFORD PKWY LEXINGTON KY 405099030, LEXINGTON, KY 40509-9030

Mortgage

Document Number	0030723201
Date	May 3, 2018
Book Page	003072/003201
Instrument	14510

Lender

Name	HUNTINGTON NAT'L BK/WV
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 28, 2017
Property Address	1442 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0030610179
Book / Page	003061 / 000179
Instrument Date	Dec 21, 2017
Instrument	42372
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	VINTAGE TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$4,900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2933 BLACKFORD PKWY LEXINGTON KY 405099030, LEXINGTON, KY 40509-9030

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,402,042 (+7.23%) Land $350,000 Building $1,052,042	$1,402,042 (+7.23%) Land $350,000 Building $1,052,042
2024	$11,411.00 (-1.06%)
2023	$11,533.00 (+32.03%) Homeowner's exemption	$1,307,566 (+38.72%) Land $213,194 Building $1,094,372	$1,307,566 (+38.72%) Land $213,194 Building $1,094,372
2022	$8,735.00	$942,602 Land $236,645 Building $705,957	$942,602 Land $236,645 Building $705,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

Nearby Properties on Baytowne Cir E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures