1436 Baytowne Cir E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1436 Baytowne Cir E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,361 sqft · built 1995
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Individual Names on File
Last Sale	$1,425,000 (Mar 2026)
Tax Bill	$9,060 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1436`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1436`
Alternative APNs	`25-221-42400-000-1436` `1048083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	3,398 sqft
1st Floor Area	2,361 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	149 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	703 sqft
Porch	Finished Screened Porch
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1436 BAYTOWNE CIR E
City	MIRAMAR BEACH
State	FL
Zip	32550-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1436 BAYTOWNE AVE EAST S/D PH I & INTEREST IN COMMON ELEMENTS AS REC IN PB 8-13 OR 521-188 OR 1056-43 OR 2943-3144 OR 3012-3422 OR 3266-595
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST PH I
Legal Phase	1
Legal Block	14
Legal Lot Number	1436
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2004
Census Tract	950607

Owner

1436 Baytowne Cir E is owned and occupied by two individuals who bought it in March 2026.

Source: Walton County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1436 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage DFT2 FINANCIAL LLC
Mar 2, 2026	Warranty Deed, Transfer 30A TITLE LLC
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Sep 9, 2022	Warranty Deed, Transfer EQUITRUST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Sep 9, 2022 · Amount on File
Deed Document Number	20267848
Deed Book / Page	3389 / 525
Prior Transfer Date	Feb 26, 2014
Prior Transfer Doc	0029433144
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	May 14, 2026
Property Address	1436 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0033981839
Book / Page	3398 / 1839
Instrument Date	May 8, 2026
Instrument	202619766
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1436 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835

Mortgage

Document Number	0000019766,
Date	May 14, 2026
Book Page	3398/1839
Instrument	202619766

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2026
Property Address	1436 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0033890525
Book / Page	3389 / 525
Map Reference	MB 8 PG 13
Instrument Date	Feb 26, 2026
Instrument	20260007848
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	30A TITLE LLC

Transaction

Amount	Amount on Record
Tax	$9,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2715 STONEHAVEN PL, HOOVER, AL 35242-4707

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1436 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1436 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 WHITEHOUSE RD, MONTICELLO, FL 32344-8648

Mortgage

Document Number	0032611546
Date	Jul 27, 2022
Book Page	3261/1546
Instrument	20220034412

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 9, 2022
Property Address	1436 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0032660595
Book / Page	3266 / 595
Map Reference	MB 8 PG 13
Instrument Date	Sep 9, 2022
Instrument	20220040570
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	EQUITRUST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$7,525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 WHITEHOUSE RD, MONTICELLO, FL 32344-8648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 STONEHAVEN PL, HOOVER, AL 35242-4707

Tax Assessment & Valuation

The 2025 property tax bill for 1436 Baytowne Cir E was $9,060, up 12.3% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,060.00 (+12.31%)	$1,037,819 Land $350,000 Building $687,819	$1,037,819 Land $350,000 Building $687,819
2024	$8,067.00 (-0.48%)
2023	$8,106.00 (+111.2%)	$892,103 (+9.36%) Land $213,194 Building $678,909	$892,103 (+9.36%) Land $213,194 Building $678,909
2022	$3,838.00 Homeowner's exemption	$815,716 Land $236,645 Building $579,071	$815,716 Land $236,645 Building $579,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1436 Baytowne Cir E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1436 Baytowne Cir E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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