1438 Baytowne Cir E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1438 Baytowne Cir E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,549 sqft · built 1991
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (May 2025)
Tax Bill	$8,327 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1438`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1438`
Alternative APNs	`25-221-42400-000-1438` `1048085`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,549 sqft Living Area
Gross Area	3,675 sqft
1st Floor Area	2,549 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	139 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	792 sqft

Exterior Amenities

Pool Area	420 sqft
Porch	Finished Screened Porch
Porch Area	334 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1438 BAYTOWNE CIR E
City	MIRAMAR BEACH
State	FL
Zip	32550-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1438 BAYTOWNE AVE EAST PH I & INEREST IN COMMON ELEMENTS AS REC IN PB 8-13 OR 521-188 OR 692-313 OR 3267-3794 OR 3358-2171
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	COMMON ELEMENTS AS REC
Legal Phase	1
Legal Block	14
Legal Lot Number	1438
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2004
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 LEEWARD PT, HENDERSONVILLE, TN 37075-5522
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 27, 2022	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, FOUNDATION T&E SERIES LLC
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	202516614
Deed Book / Page	3358 / 2171
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1438 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 BAYTOWNE CIR E, DESTIN, FL 32550-5835

Mortgage

Document Number	0032973058
Date	Aug 1, 2023
Book Page	3297/3058
Instrument	20230027421

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2022
Property Address	1438 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0032673793
Book / Page	3267 / 3793
Map Reference	MB 8 PG 13
Instrument Date	Sep 22, 2022
Instrument	20220042787
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2022
Property Address	1438 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0032673794
Book / Page	3267 / 3794
Map Reference	MB 8 PG 13
Instrument Date	Sep 22, 2022
Instrument	20220042788
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3175 RIVER EXCHANGE DR # DR205, DR205, PEACHTREE CORNERS, GA 30092-4271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835

Mortgage

Document Number	0032673796
Date	Sep 27, 2022
Instrument	3267/3796

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,327.00 (+1.87%)	$960,195 (+5.99%)	$1,061,417 (+17.16%) Land $350,000 Building $711,417
2024	$8,174.00 (+3.69%)
2023	$7,883.00 (+139.82%) Homeowner's exemption	$905,955 (+7%) Land $213,194 Building $692,761	$905,955 (+7%) Land $213,194 Building $692,761
2022	$3,287.00 Homeowner's exemption	$846,725 Land $236,645 Building $610,080	$846,725 Land $236,645 Building $610,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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