1441 Baytowne Cir E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1441 Baytowne Cir E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,733 sqft · built 1998
Lot Size	0.358 acres (15,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Dec 2019)
Tax Bill	$4,172 (2024)
Deeds & Mortgages	Feb 2019 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1441`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1441`
Alternative APN	`1048088`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	2,733 sqft Living Area
Gross Area	4,107 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	15,638 sqft (0.358 acres)
Lot Dimensions	14.4 ft deep x 14.5 ft wide
Garage Type	Finished
Garage Area	714 sqft
Porch	Porch
Porch Area	660 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048088
Street Address	1441 BAYTOWNE CIR E
City	MIRAMAR BEACH
State	FL
Zip	32550-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1441 BAYTOWNE AVE EAST S/D PH I PB 8-13 & INTEREST IN COMMON AS REC IN OR 521-188 OR 1710-371 OR 2636-4430 OR
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST S/D PH
Legal Phase	1
Legal Tract	7
Legal Lot Number	1441
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2004
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1441 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 12, 2019	Warranty Deed, Transfer WALTON FNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Oct 29, 2013 · Amount on Record
Deed Document Number	20190043368
Deed Book / Page	3126 / 4989
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1441 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030963761
Date	Feb 5, 2019
Book Page	3096/3761
Instrument	20190003750

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 12, 2019
Property Address	1441 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-5835
Document Number	0031264989
Book / Page	003126 / 004989
Instrument Date	Dec 10, 2019
Instrument	43368
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,020.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36181 E LAKE RD #394 PALM HARBOR FL 346853142, 394, PALM HARBOR, FL 34685-3142

Mortgage

Document Number	31270001
Date	Dec 12, 2019
Book Page	003127/000001
Instrument	43369

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,301,551 (+9.69%) Land $350,000 Building $951,551	$1,301,551 (+9.69%) Land $350,000 Building $951,551
2024	$4,172.00 (+3.83%)
2023	$4,018.00 (+1.21%) Homeowner's exemption	$1,186,547 (+10.83%) Land $213,194 Building $973,353	$1,186,547 (+10.83%) Land $213,194 Building $973,353
2022	$3,970.00 Homeowner's exemption	$1,070,564 Land $236,645 Building $833,919	$1,070,564 Land $236,645 Building $833,919

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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