1495 Surface Rd, Eaton, OH 45320 Property Records

Preble County property record for 1495 Surface Rd, Eaton, OH 45320

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,104 sqft · built 1995
Lot Size	37 acres (1,611,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Jun 1993)
Tax Bill	$4,946 (2025)
Flood Zone	Zone X (minimal risk)
APN	`L39-8216-100-00-004-001`

Property Details

APN / Parcel Number

Primary APN	`L39-8216-100-00-004-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft
Basement Area	2,104 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,611,764 sqft (37 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	168 sqft
Canopy	480 sqft
Lean-To	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	1495 SURFACE RD
City	EATON
State	OH
Zip	45320-9224
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E SIDE W 1/2 NW
Jurisdiction	PREBLE OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1027
Census Tract	450100

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1495 SURFACE RD, EATON, OH 45320-9224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 1993 · Amount on Record
Deed Sale	Jun 8, 1993 · Amount on Record
Deed Document Number	838
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Washington Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,946.00 (+1.19%) Homeowner's exemption Additional exemption filed	$204,550 (-) Land $110,080 Building $94,470
2024	$4,888.00 (-14.8%) Homeowner's exemption	$204,550 (-) Land $110,080 Building $94,470
2023	$5,737.00 (+33.42%) Homeowner's exemption	$204,550 (+24.32%) Land $110,080 Building $94,470	$584,410 (-) Land $314,510 Building $269,900
2022	$4,300.00 Homeowner's exemption	$164,530 Land $90,640 Building $73,890
2020			$584,410 Land $314,510 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	25 / 6