Bergen County and Ramsey Borough property record for 160 Forest Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,664 sqft · built 2021 |
| Lot Size | 0.291 acres (12,687 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Mar 2020) |
| Tax Bill | $22,342 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Nov 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03510-0000-00013-01 |
| Primary APN | 48-03510-0000-00013-01 |
|---|
| Building Area | 2,664 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 12,687 sqft (0.291 acres) |
| Street Address | 160 FOREST AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3510 |
| Legal Lot Number | 13.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 44100 |
160 Forest Ave is owned and occupied by two individuals who bought it in March 2020.
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 160 FOREST AVE, RAMSEY, NJ 07446-2739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Nov 9, 2020 | Deed of Trust, Mortgage · Construction Mortgage UNITY BANK |
| Mar 16, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on File |
| Deed Sale | Mar 16, 2020 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 160 FOREST AVE, RAMSEY, NJ 07446-2739 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 160 FOREST AVE, RAMSEY, NJ 07446-2739 |
| Document Number | 0049060512 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 4906/512 |
| Instrument | 2023004218 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 160 FOREST AVE, RAMSEY, NJ 07446-2739 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0038070703 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 3807/703 |
| Instrument | 20-115705 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 22 Months |
| Due | Sep 28, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 16, 2020 |
| Property Address | 160 FOREST AVE, RAMSEY, NJ 07446-2739 |
| Document Number | 0035451132 |
| Book / Page | 003545 / 001132 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 20030710 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 FOREST AVE ALLENDALE NJ 07401, ALLENDALE, NJ 07401 |
The 2025 property tax bill for 160 Forest Ave was $22,342, up 10.5% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $976,400 (-10.02%) Land $401,200 Building $575,200 | $976,400 (-10.02%) Land $401,200 Building $575,200 | |
| 2025 | $22,342.00 (+10.45%) | $1,085,100 Land $401,200 Building $683,900 | $1,085,100 Land $401,200 Building $683,900 |
| 2024 | $20,228.00 | ||
| 2023 | $716,800 Land $209,500 Building $507,300 | $716,800 Land $209,500 Building $507,300 | |
| 2022 | $5,495.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 160 Forest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Forest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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