Mobile County property record for 1437 Regency Oaks Dr E, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,732 sqft · built 1987 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Jan 2026) |
| Tax Bill | $2,885 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022808342001037 |
| Primary APN | R022808342001037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,732 sqft Living Area |
| 1st Floor Area | 2,886 sqft |
| Upper Floors Area | 1,208 sqft |
| Basement Area | 1,208 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 599 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1466050 |
|---|---|
| Old Parcel Number | R022808342001037 |
| Street Address | 1437 REGENCY OAKS DR E |
| City | MOBILE |
| State | AL |
| Zip | 36609-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 REGENCY OAKS UNIT 2 MBK 28 P 48 #SEC 34 T4S R2W #MP28 08 34 2 001 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 34 |
| Legal Subdivision | REGENCY OAKS |
| Legal Lot Number | 29 |
| Legal Unit | 2 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3707 |
Source: Mobile County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1437 REGENCY OAKS DR E, MOBILE, AL 36609-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage TOGETHER CREDIT UNION A CREDIT UNIO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2002 · Amount on Record |
| Deed Document Number | 2026003090 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1437 REGENCY OAKS DR E, MOBILE, AL 36609-2212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1437 REGENCY OAKS DR E, MOBILE, AL 36609-2212 |
| Document Number | 0000082200 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021082200 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 20, 2026 |
| Property Address | 1437 REGENCY OAKS DR E, MOBILE, AL 36609-2212 |
| Document Number | 0000003090 |
| Map Reference | MB 28 PG 48 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 2026003090 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | AUSTIN TITLE, ATC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4005 OAK PARK DR, SUWANEE, GA 30024-1846 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1437 REGENCY OAKS DR E, MOBILE, AL 36609-2212 |
| Document Number | 0000003091 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026003091 |
| Name | TOGETHER CREDIT UNION A CREDIT UNIO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,885.00 (+7.13%) Homeowner's exemption | $46,370 (+7.07%) Land $5,000 Building $41,370 | $463,700 (+7.07%) Land $50,000 Building $413,700 |
| 2024 | $2,693.00 (+11.93%) Homeowner's exemption | $43,310 (+11.62%) Land $5,000 Building $38,310 | $433,100 (+11.62%) Land $50,000 Building $383,100 |
| 2023 | $2,406.00 Homeowner's exemption | $38,800 Land $5,000 Building $33,800 | $388,000 Land $50,000 Building $338,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 30 (1979–2020) |
| Claims Outside the SFHA | 25 of 30 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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