1433 Regency Oaks Dr E, Mobile, AL 36609 Property Records

Mobile County property record for 1433 Regency Oaks Dr E, Mobile, AL 36609 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,181 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$304,000 (Jan 2020)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022808342001038`

Property Details

APN / Parcel Number

Primary APN	`R022808342001038`
Alternative APNs	`28 08 34 2 001 038.XXX` `00596947` `596947`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,181 sqft Living Area
1st Floor Area	2,799 sqft
Upper Floors Area	2,136 sqft
Basement Area	999 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	675 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	408 sqft
Deck Area	444 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596947
Old Parcel Number	R022808342001038
Street Address	1433 REGENCY OAKS DR E
City	MOBILE
State	AL
Zip	36609-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 REGENCY OAKS UNIT 2 MBK 28 P 48 #SEC 34 T4S R3W #MP28 08 34 2 001
Legal Range	03W
Legal Township	04S
Legal Section	34
Legal Subdivision	REGENCY OAKS
Legal Lot Number	30
Legal Unit	2
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1002
Census Tract	3707

Owner

Source: Mobile County records · APN R022808342001038

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1433 REGENCY OAKS DR E, MOBILE, AL 36609-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 14, 2020	Warranty Deed, Transfer · Conventional with PMI RENASANT BK
Aug 06, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	2020002443
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1433 REGENCY OAKS DR E, MOBILE, AL 36609-2212
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061684
Date	Oct 30, 2017
Book Page	7570/1320
Instrument	2017061684

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 14, 2020
Property Address	1433 REGENCY OAKS DR E, MOBILE, AL 36609-2212
Document Number	0000002443
Instrument Date	Jan 13, 2020
Instrument	2443
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1433 REGENCY OAKS DR E MOBILE AL 366092212, MOBILE, AL 36609-2212

Mortgage

Document Number	2444
Date	Jan 14, 2020
Instrument	2444

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 06, 2018
Property Address	1433 REGENCY OAKS DR E, MOBILE, AL 36609-2212
Document Number	0000045838
Book / Page	007667 / 001303
Instrument Date	Aug 02, 2018
Instrument	45838
Transaction Type	Transfer
Record Updated	Sep 09, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5517 REGANCY OAKS DR MOBILE AL 36609, MOBILE, AL 36609

Mortgage

Document Number	45839
Date	Aug 06, 2018
Book Page	007667/001305
Instrument	45839

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2048

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,410.00 (+7.16%) Homeowner's exemption	$40,160 (+10.57%) Land $5,000 Building $35,160	$401,600 (+10.57%) Land $50,000 Building $351,600
2024	$2,249.00 (+9.65%) Homeowner's exemption	$36,320 (+9.43%) Land $5,000 Building $31,320	$363,200 (+9.43%) Land $50,000 Building $313,200
2023	$2,051.00 Homeowner's exemption	$33,190 Land $5,000 Building $28,190	$331,900 Land $50,000 Building $281,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970037071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	30 (1979–2020)
Claims Outside the SFHA	25 of 30
Most Recent Claim	Jun 2020, rainfall accumulation

Wildfire

Wildfire Risk	Low above 38% of the US · above 25% of Alabama
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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