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1417 Regency Oaks Dr E, Mobile, AL 36609 Property Records

Mobile County property record for 1417 Regency Oaks Dr E, Mobile, AL 36609

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,064 sqft · built 1977
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$1,986 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Nov 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNR022808342001043

Property Details

APN / Parcel Number

Primary APNR022808342001043
Alternative APNs
  • 28 08 34 2 001 043.XXX
  • 00596965
  • 596965

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,064 sqft Living Area
1st Floor Area1,602 sqft
Upper Floors Area1,462 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1993
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area540 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number596965
Old Parcel NumberR022808342001043
Street Address1417 REGENCY OAKS DR E
CityMOBILE
StateAL
Zip36609-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 REGENCY OAKS UNIT 1 MBK 26 P 52 #SEC 34 T4S R2W #MP28 08 34 2 001
Legal Range02W
Legal Township04S
Legal Section34
Legal SubdivisionREGENCY OAKS
Legal Lot Number23
Legal Unit1
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group1
Census Block1002
Census Tract3707

Owner

Source: Mobile County records · APN R022808342001043

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1417 REGENCY OAKS DR E, MOBILE, AL 36609-2212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
May 07, 2020Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH
Mar 24, 2020Deed of Trust, Mortgage
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2003
Deed SaleOct 09, 2003
Deed Document Number2003091117
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address1417 REGENCY OAKS DR E, MOBILE, AL 36609-2212
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 REHENVY OAKS DR, MOBILE, AL 36609-2212

Mortgage

Document Number0000033586
DateMay 31, 2023
Instrument2023033586
Lender
NameCADENCE BANK NA
TypeBank
AddressMOBILE, AL 36606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term294 Months
DueNov 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address1417 REGENCY OAKS DR E, MOBILE, AL 36609-2212
Transaction TypeMortgage
Record UpdatedDec 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 REGENCY OAKS DR E, MOBILE, AL 36609-2212

Mortgage

Document Number0000073062
DateNov 22, 2022
Instrument2022073062
Lender
NameCADENCE BANK NA
TypeBank
AddressMOBILE, AL 36606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address1417 REGENCY OAKS DR E, MOBILE, AL 36609-2212
Document Number0000031671
Instrument DateMay 07, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1417 REGENCY OAKS DR E MOBILE AL 366092212, MOBILE, AL 36609-2212

Mortgage

Document Number0000031671
DateMay 29, 2020
Instrument31671
Lender
NameBANCORPSOUTH
TypeBank
AddressMOBILE, AL 36606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 28, 2025
Interest
Rate TypeAdjustable Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address1417 REGENCY OAKS DR E, MOBILE, AL 36609-2212
Document Number0000019737
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1417 REGENCY OAKS DR E MOBILE AL 366092212, MOBILE, AL 36609-2212

Mortgage

Document Number0000019737
DateMar 31, 2020
Instrument19737
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,986.00 (+7.18%) Homeowner's exemption$33,240 (+10.54%) Land $5,000 Building $28,240$332,400 (+10.54%) Land $50,000 Building $282,400
2024$1,853.00 (+8.81%) Homeowner's exemption$30,070 (+8.48%) Land $5,000 Building $25,070$300,700 (+8.48%) Land $50,000 Building $250,700
2023$1,703.00 Homeowner's exemption$27,720 Land $5,000 Building $22,720$277,200 Land $50,000 Building $227,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims30 (1979–2020)
Claims Outside the SFHA25 of 30
Most Recent ClaimJun 2020 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 409 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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