1429 Regency Oaks Dr E, Mobile, AL 36609 Property Records

Mobile County property record for 1429 Regency Oaks Dr E, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,604 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2017 Reverse Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022808342001039`

Property Details

APN / Parcel Number

Primary APN	`R022808342001039`
Alternative APNs	`28 08 34 2 001 039.XXX` `00596956` `596956`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,604 sqft Living Area
1st Floor Area	2,604 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Porch	Enclosed Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596956
Old Parcel Number	R022808342001039
Street Address	1429 REGENCY OAKS DR E
City	MOBILE
State	AL
Zip	36609-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 REGENCY OAKS UNIT 2 MBK 28 P 48 #SEC 34 T4S R2W #MP28 03 34 2 001
Legal Range	02W
Legal Township	04S
Legal Section	34
Legal Subdivision	REGENCY OAKS
Legal Lot Number	31
Legal Unit	2
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1002
Census Tract	3707

Owner

Source: Mobile County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 850091, MOBILE, AL 36685-0091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2017	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Sep 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 6, 2017
Transfer Doc	0000031418
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1429 REGENCY OAKS DR, MOBILE, AL 36609
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056090
Date	Sep 29, 2017
Book Page	7560/1389
Instrument	2017056090

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	850 Months
Due	Jul 14, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.48%
Type Change Date	Oct 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1429 REGENCY OAKS DR, MOBILE, AL 36609
Document Number	0000056091
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 REGENCY OAKS DR MOBILE AL 36609, MOBILE, AL 36609

Mortgage

Document Number	0000056091
Date	Sep 29, 2017
Book Page	007560/001405
Instrument	56091

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Sep 28, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.48%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 6, 2017
Property Address	1429 REGENCY OAKS DR, MOBILE, AL 36609
Document Number	0000031418
Book / Page	007517 / 000588
Instrument Date	Jun 1, 2017
Instrument	31418
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 REGENCY OAKS DR EAST MOBILE AL, EAST MOBILE, AL

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$79,960 (+21.78%) Land $10,000 Building $69,960	$399,800 (+21.78%) Land $50,000 Building $349,800
2023	Additional exemption filed	$65,660 Land $10,000 Building $55,660	$328,300 Land $50,000 Building $278,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	30 (1979–2020)
Claims Outside the SFHA	25 of 30
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

1429 Regency Oaks Dr E, Mobile, AL 36609 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Regency Oaks Dr E

Nearby Streets

Search Property Records by Address or Parcel Number