1436 Pontotoc St, Hernando, MS 38632 Property Records

DeSoto County property record for 1436 Pontotoc St, Hernando, MS 38632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,091 sqft · built 2000
Lot Size	0.317 acres (13,793 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-01-0-00035-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-01-0-00035-00`

Interior

Building Area	2,091 sqft Adjusted Area
1st Floor Area	1,806 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Other
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,793 sqft (0.317 acres)
Lot Dimensions	145 ft deep x 95 ft wide

Location & Zoning

Street Address	1436 PONTOTOC ST
City	HERNANDO
State	MS
Zip	38632-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO ESTATES S-D LOT 35
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	HERNANDO ESTATES S-D
Legal Lot Number	35
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2013
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-07-3-07-01-0-00035-00

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION
Feb 09, 2023	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 31, 2023	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 12, 2017	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG CORP
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 12, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2026
Deed Sale	Jul 07, 2026
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Book / Page	1026 / 11869
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 07, 2026
Property Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211
Document Number	1026011869
Book / Page	1026 / 11869
Instrument Date	Jun 16, 2026
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	MAGNOLIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211

Mortgage

Document Number	5663075631,
Date	Jul 07, 2026
Book Page	5663/75631

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211

Mortgage

Document Number	01023/6311
Date	Feb 09, 2023
Book Page	1023/6311

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 01, 2050

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211

Mortgage

Document Number	05660/3768
Date	Jan 31, 2023
Book Page	5660/3768

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Nov 01, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004464/661
Date	Dec 12, 2017
Book Page	4464/661
Instrument	T04464-00661

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2048

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004815/021
Date	Oct 11, 2019
Book Page	4815/021

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005122/133
Date	Dec 30, 2020
Book Page	5122/133

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2050

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 12, 2017
Property Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211
Document Number	000843/263
Book / Page	843 / 263
Map Reference	PB 3 PGS 33-34
Instrument Date	Dec 01, 2017
Instrument	W00843-00263
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1802 AUSTIN LN, 1802, PARAGOULD, AR 72450-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 PONTOTOC ST, HERNANDO, MS 38632-1211

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 (+19.12%)	$13,275 (+36.81%) Land $1,500 Building $11,775	$132,752 (+36.82%) Land $15,000 Building $117,752
2023	$1,046.00	$9,703	$97,028 Land $15,000 Building $82,028

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 19% of Mississippi
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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