1395 Pontotoc St, Hernando, MS 38632 Property Records

DeSoto County property record for 1395 Pontotoc St, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	1,607 sqft · built 2000
Lot Size	0.375 acres (16,326 sqft)
Owner	2 Individual Names on File
Last Sale	$121,115 (Feb 2022)
Tax Bill	$90 (2025)
Deeds & Mortgages	Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-01-0-00021-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-01-0-00021-00`

Interior

Building Area	1,607 sqft Adjusted Area
1st Floor Area	1,353 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,326 sqft (0.375 acres)
Lot Dimensions	150 ft deep x 120 ft wide

Location & Zoning

Street Address	1395 PONTOTOC ST
City	HERNANDO
State	MS
Zip	38632-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	HERNANDO ESTATES S-D LOT 21
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	HERNANDO ESTATES S-D
Legal Lot Number	21
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-07-3-07-01-0-00021-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1395 PONTOTOC ST, HERNANDO, MS 38632-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Aug 05, 2008 · Amount on Record
Deed Book / Page	988 / 19
Prior Transfer Date	Feb 09, 2022
Prior Transfer Doc	0000988/19
Record Updated	Jun 08, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Feb 15, 2022
Property Address	1395 PONTOTOC ST, HERNANDO, MS 38632-1212
Document Number	0000988/19
Book / Page	988 / 19
Map Reference	MB 3 PG 33&34
Instrument Date	Feb 09, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1395 PONTOTOC ST, HERNANDO, MS 38632-1212

Mortgage

Document Number	0005466265
Date	Feb 15, 2022
Instrument	5466/265

Lender

Name	JANIE NORWOOD
Type	Private Party

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$90.00 (-15.89%)	$8,278 (-) Land $1,500 Building $6,778	$82,783 (-) Land $15,000 Building $67,783
2023	$107.00	$8,278	$82,783 Land $15,000 Building $67,783

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 212 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.