DeSoto County property record for 1418 Pontotoc St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 1,292 sqft · built 2000 |
| Lot Size | 0.348 acres (15,170 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,594 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-01-0-00034-00 |
| Primary APN | 3-07-3-07-01-0-00034-00 |
|---|
| Building Area | 1,292 sqft Adjusted Area |
|---|---|
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 15,170 sqft (0.348 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Street Address | 1418 PONTOTOC ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | HERNANDO ESTATES S-D LOT 34 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | HERNANDO ESTATES S-D |
| Legal Lot Number | 34 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 71121 |
Source: DeSoto County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4380 HUNTER CV, HERNANDO, MS 38632-6383 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMERCIAL BANK |
| Sep 16, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 |
| Deed Sale | Sep 16, 2022 |
| Deed Document Number | 0000101299 |
| Deed Book / Page | 1012 / 99 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1418 PONTOTOC ST, HERNANDO, MS 38632-1211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004786/117 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 4786/117 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 23, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 16, 2022 |
| Property Address | 1418 PONTOTOC ST, HERNANDO, MS 38632-1211 |
| Document Number | 0001012/99 |
| Book / Page | 1012 / 99 |
| Map Reference | MB 3 PG 33&34 |
| Instrument Date | Sep 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1865 MANOR PLACE DR, 1865, HERNANDO, MS 38632-1649 |
| Name | Verified Name |
|---|---|
| Address | 1669 NESBIT RD, NESBIT, MS 38651-8891 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,594.00 (+12.49%) | $13,689 (+34%) Land $2,250 Building $11,439 | $91,260 (+34%) Land $15,000 Building $76,260 |
| 2023 | $1,417.00 | $10,216 | $68,106 Land $15,000 Building $53,106 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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