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1394 Pontotoc St, Hernando, MS 38632 Property Records

DeSoto County property record for 1394 Pontotoc St, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details1,549 sqft · built 2000
Lot Size0.51 acres (22,229 sqft)
OwnerIndividual Name on File
Tax Bill$990 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-07-3-07-01-0-00032-00

Property Details

APN / Parcel Number

Primary APN3-07-3-07-01-0-00032-00

Interior

Building Area1,549 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area22,229 sqft (0.51 acres)
Lot Dimensions200 ft deep x 90 ft wide

Location & Zoning

Street Address1394 PONTOTOC ST
CityHERNANDO
StateMS
Zip38632-1213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal DescriptionHERNANDO ESTATES S-D LOT 32
Legal Range07
Legal Township03
Legal Section07
Legal SubdivisionHERNANDO ESTATES S-D
Legal Lot Number32
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2013
Census Tract71121

Owner

Source: DeSoto County records · APN 3-07-3-07-01-0-00032-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1394 PONTOTOC ST, HERNANDO, MS 38632-1213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jun 28, 2021Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Nov 13, 2018Deed of Trust, Mortgage · Construction Mortgage
MISSISSIPPI HOME CORPORATION
Nov 13, 2018Warranty Deed, Transfer · FHA Mortgage
CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2018
Deed SaleNov 13, 2018
Prior SaleJul 24, 2015
Deed Document Number0000873066
Deed Book / Page0873 / 066
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1394 PONTOTOC ST, HERNANDO, MS 38632-1213
Transaction TypeMortgage
Record UpdatedJan 26, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1394 PONTOTOC ST, HERNANDO, MS 38632-1213

Mortgage

Document Number005656/471
DateJan 11, 2023
Book Page5656/471
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueJul 01, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1394 PONTOTOC ST, HERNANDO, MS 38632-1213
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1394 PONTOTOC ST, HERNANDO, MS 38632-1213

Mortgage

Document Number005276/397
DateJun 28, 2021
Book Page5276/397
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1394 PONTOTOC ST, HERNANDO, MS 38632-1213
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1394 PONTOTOC ST, HERNANDO, MS 38632-1213

Mortgage

Document Number004635/555
DateNov 13, 2018
Book Page4635/555
Lender
NameMISSISSIPPI HOME CORPORATION
TypeNon-Lending Institution
AddressJACKSON, MS 39202
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2028

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateNov 13, 2018
Property Address1394 PONTOTOC ST, HERNANDO, MS 38632-1213
Document Number000873/066
Book / Page0873 / 066
Map ReferenceMB 3 PG 33&34
Instrument DateNov 08, 2018
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SERVICE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3282 BLUFF RD, 3282, HERNANDO, MS 38632-6109

Transferred To (Grantee/Buyer)

NameVerified Name
Address1394 PONTOTOC ST, HERNANDO, MS 38632-1213

Mortgage

Document Number0004635538
DateNov 13, 2018
Instrument4635/538
Lender
NameCASTLE & COOKE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$990.00 (+19.71%)$11,077 (+36.35%) Land $1,500 Building $9,577$110,773 (+36.35%) Land $15,000 Building $95,773
2023$827.00$8,124$81,239 Land $15,000 Building $66,239

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Telapex
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 212 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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