1424 White St, Key West, FL 33040 Property Records

Monroe County property record for 1424 White St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,392 sqft · built 1928
Lot Size0.1 acres (4,388 sqft)
OwnerIndividual Name on Record
Last Sale$3,100,000 (Dec 2022)
Tax Bill$20,061 (2024)
Deeds & MortgagesDec 2022 Sale
Apr 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00038670-000000

Property Details

APN / Parcel Number

Primary APN00038670-000000
Alternative APNs
  • 01010100038670000000
  • 1039411

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,392 sqft Living Area
1st Floor Area2,392 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2018
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,388 sqft (0.1 acres)
Lot Dimensions90 ft deep x 49 ft wide

Exterior Amenities

Pool Area81 sqft
PorchOpen Porch
Porch Area324 sqft
Patio Area420 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1039411
Old Parcel Number01010100038670000000
Street Address1424 WHITE ST
CityKEY WEST
StateFL
Zip33040-4800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW WEBB REALTY CO SUB PB1-42 LOT 1 SQR 3 TR 18 H2-47 H2-500 PROB12-160(CONSTANTINO DIAZ) OR751-1144D/C OR756-1818/19PET
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionTHE WEBB REALTY CO
Legal Tract18
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4004
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1424 WHITE ST, KEY WEST, FL 33040-4800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 29, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleApr 29, 2020 · Amount on Record
Deed Document Number2401104
Deed Book / Page3205 / 1310
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 19, 2022
Property Address1424 WHITE ST, KEY WEST, FL 33040-4800
Document Number0032051310
Book / Page3205 / 1310
Map ReferenceMB 1 PG 42
Instrument DateDec 8, 2022
Instrument2401104
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$21,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48 POPLAR POINT RD, EDGEWATER, MD 21037-1221

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 NASHUA AVE, GLOUCESTER, MA 01930-1211

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 29, 2020
Property Address1424 WHITE ST, KEY WEST, FL 33040-4800
Document Number0030200683
Book / Page3020 / 683
Map ReferenceMB 1 PG 42
Instrument DateApr 24, 2020
Instrument2264607
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,530.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1424 WHITE ST, 1424, KEY WEST, FL 33040-4800

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address48 POPLAR POINT RD, EDGEWATER, MD 21037-1221

Mortgage

Document Number0003020685
DateApr 29, 2020
Instrument3020/685
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,489,455 (+4.26%)$2,527,220 (+5.84%) Land $831,614 Building $1,695,606
2024$20,061.00 (-0.13%)
2023$20,087.00 (+31.61%) Homeowner's exemption$2,387,778 (+22.12%) Land $867,771 Building $1,520,007$2,387,778 (+22.12%) Land $867,771 Building $1,520,007
2022$15,263.00$1,955,285 Land $654,444 Building $1,300,841$1,955,285 Land $654,444 Building $1,300,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 349 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies405 units insured
incl. 56 condo units
Nearby Flood Claims45 (1994–2025)
Claims Outside the SFHA2 of 45
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on White St

Nearby Streets

Search Property Records by Address or Parcel Number