Hancock County property record for 1501 E Main Cross St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,406 sqft · built 1966 |
| Lot Size | 0.326 acres (14,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,200 (Apr 2022) |
| Tax Bill | $2,844 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-174-03-007.000 |
| Primary APN | 1011-174-03-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,406 sqft Living Area |
| 1st Floor Area | 2,406 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 14,205 sqft (0.326 acres) |
| Lot Dimensions | 134 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1501 E MAIN CROSS ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-7087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMPSON ADD LOT 39 |
| Legal Subdivision | THOMPSON ADD |
| Legal Lot Number | 39 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 700 |
Source: Hancock County records · APN 1011-174-03-007.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1501 E MAIN CROSS ST, FINDLAY, OH 45840-7087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU |
| Apr 20, 2022 | Survivorship Deed, Transfer · Conventional Mortgage HANCOCK FCU |
| Jul 27, 2021 | Deed of Trust, Mortgage · Line of Credit STATE BANK & TRUST CO |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Jun 06, 2014 · Amount on Record |
| Deed Document Number | 20223739 |
| Deed Book / Page | 2593 / 4529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1501 E MAIN CROSS ST, FINDLAY, OH 45840-7087 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2023 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 02605/2333 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 2605/2333 |
| Instrument | 202300005711 |
| Name | HANCOCK FCU |
|---|---|
| Type | Credit Union |
| Address | FINDLAY, OH 45840 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 14, 2033 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Apr 20, 2022 |
| Property Address | 1501 E MAIN CROSS ST, FINDLAY, OH 45840-7087 |
| Document Number | 02593/4529 |
| Book / Page | 2593 / 4529 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 202200003739 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | GOLDEN KEY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1501 E MAIN CROSS ST, FINDLAY, OH 45840-7087 |
| Document Number | 202200003740 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 202200003740 |
| Name | HANCOCK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1501 E MAIN CROSS ST, FINDLAY, OH 45840-7087 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2584/5702 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 2584/5702 |
| Instrument | 202100008791 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FINDLAY, OH 45840 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1501 E MAIN CROSS ST, FINDLAY, OH 45840-7087 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2021 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGNCY |
| Name | Verified Name |
|---|
| Document Number | 2583/2241 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 2583/2241 |
| Instrument | 202100007126 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,844.00 (+6.84%) | $92,770 (+23.99%) Land $15,820 Building $76,950 | $265,070 (+24%) Land $45,210 Building $219,860 |
| 2023 | $2,662.00 Homeowner's exemption | $74,820 Land $12,760 Building $62,060 | |
| 2022 | $213,760 Land $36,460 Building $177,300 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 125 (1981–2019) |
| Claims Outside the SFHA | 11 of 125 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Findlay Country Club Golf Course listed 2019 · 1 contributing resources · NRIS 100004705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Defiance Holdings Fixed Wireless | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Amplex Electric.
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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