1431 Lancaster Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1431 Lancaster Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,600 sqft · built 1997
Lot Size	0.242 acres (10,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,000 (Nov 2009)
Tax Bill	$10,023 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-354-008`

Property Details

APN / Parcel Number

Primary APN	`03-04-354-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	4,114 sqft
1st Floor Area	1,700 sqft
Basement Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Lot Area	10,530 sqft (0.242 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1431 LANCASTER LN
City	ALGONQUIN
State	IL
Zip	60102-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 580 WILLOUGHBY FARMS UNIT 23
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	580
Legal Unit	23
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4024
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1431 LANCASTER LN, ALGONQUIN, IL 60102-6046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 17, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2009 · Amount on Record
Deed Sale	Nov 30, 2009 · Amount on Record
Prior Sale	Mar 11, 1997 · Amount on Record
Deed Document Number	200988125
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 18, 2026
Property Address	1431 LANCASTER LN, ALGONQUIN, IL 60102-6046
Document Number	0000020245
Instrument Date	May 9, 2026
Instrument	202620245
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 LANCASTER LN, ALGONQUIN, IL 60102-6046

Mortgage

Document Number	0000020245,
Date	May 18, 2026
Instrument	202620245

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	9%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1431 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076132
Date	Oct 7, 2021
Instrument	2021K076132

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1431 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056656
Date	Sep 28, 2020
Instrument	2020K056656

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Jul 1, 2044

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1431 LANCASTER LN, ALGONQUIN, IL 60102-6046
Document Number	0000053831
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1431 LANCASTER LN ALGONQUIN IL 601026046, ALGONQUIN, IL 60102-6046

Mortgage

Document Number	0000053831
Date	Nov 7, 2019
Instrument	53831

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 6, 2046

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1431 LANCASTER LN, ALGONQUIN, IL 60102-6046
Document Number	0000023884
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1431 LANCASTER LN ALGONQUIN IL 601026046, ALGONQUIN, IL 60102-6046

Mortgage

Document Number	0000023884
Date	May 23, 2018
Instrument	23884

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETRIOT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,023.00 (+5.16%) Homeowner's exemption	$146,457 (+9.42%) Land $28,154 Building $118,303	$439,547 (+9.42%) Land $84,496 Building $355,051
2024	$9,531.00 (+6.43%)	$133,848 (+16.69%) Land $25,730 Building $108,118	$401,705 (+16.73%) Land $77,221 Building $324,484
2022	$8,955.00 (+3.14%) Homeowner's exemption	$114,708 (+5.91%) Land $23,151 Building $91,557	$344,124 (+5.91%) Land $69,453 Building $274,671
2021	$8,682.00 Homeowner's exemption	$108,307 Land $21,859 Building $86,448	$324,921 Land $65,577 Building $259,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Lancaster Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures