1421 Lancaster Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1421 Lancaster Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,632 sqft · built 1997
Lot Size	0.269 acres (11,736 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2013)
Tax Bill	$10,143 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-354-009`

Property Details

APN / Parcel Number

Primary APN	`03-04-354-009`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	4,502 sqft
1st Floor Area	1,470 sqft
Basement Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	11,736 sqft (0.269 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1421 LANCASTER LN
City	ALGONQUIN
State	IL
Zip	60102-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 579 WILLOUGHBY FARMS UNIT 23
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	579
Legal Unit	23
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4024
Census Tract	850106

Owner

1421 Lancaster Ln is owned and occupied by two individuals who bought it in July 2013.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1421 LANCASTER LN, ALGONQUIN, IL 60102-6046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTY MORTGAGE LLC
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit HEALTHCARE ASSOCIATES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2013 · Amount on File
Deed Sale	Jul 2, 2013 · Amount on File
Prior Sale	Mar 19, 1997 · Amount on File
Deed Document Number	201348541
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1421 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064319
Date	Dec 11, 2017
Instrument	2017K064319

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1421 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007628
Date	Feb 11, 2020
Instrument	2020K007628

Lender

Name	CROSSCOUNTY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1421 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071151
Date	Nov 18, 2020
Instrument	2020K071151

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1421 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001405
Date	Jan 7, 2022
Instrument	2022K001405

Lender

Name	HEALTHCARE ASSOCIATES CU
Type	Credit Union
Address	CHICAGO, IL 60653

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 6, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1421 Lancaster Ln was $10,143 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,143.00 Homeowner's exemption	$148,112 (+9.42%) Land $28,154 Building $119,958	$444,514 (+9.42%) Land $84,496 Building $360,018
2024		$135,361 Land $25,730 Building $109,631	$406,245 Land $77,221 Building $329,025
2022	$8,740.00 (+3.14%) Homeowner's exemption	$112,103 (+5.91%) Land $23,151 Building $88,952	$336,309 (+5.91%) Land $69,453 Building $266,856
2021	$8,474.00 Homeowner's exemption	$105,847 Land $21,859 Building $83,988	$317,541 Land $65,577 Building $251,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1421 Lancaster Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1421 Lancaster Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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