1451 Lancaster Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1451 Lancaster Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,600 sqft · built 1996
Lot Size	0.241 acres (10,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2011)
Tax Bill	$10,325 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-354-006`

Property Details

APN / Parcel Number

Primary APN	`03-04-354-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	4,366 sqft
1st Floor Area	1,700 sqft
Basement Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	10,488 sqft (0.241 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1451 LANCASTER LN
City	ALGONQUIN
State	IL
Zip	60102-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 582 WILLOUGHBY FARMS UNIT 21
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	582
Legal Unit	21
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4024
Census Tract	850106

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1451 LANCASTER LN, ALGONQUIN, IL 60102-6046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2011 · Amount on Record
Deed Sale	Jan 7, 2011 · Amount on Record
Prior Sale	May 23, 2006 · Amount on Record
Deed Document Number	20111950
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1451 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008251
Date	Feb 1, 2021
Instrument	2021K008251

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,325.00 (+10.62%) Homeowner's exemption
2024		$137,651 (+15.37%) Land $25,730 Building $111,921	$413,118 (+15.41%) Land $77,221 Building $335,897
2022	$9,334.00 (+3.12%) Homeowner's exemption	$119,317 (+5.91%) Land $23,151 Building $96,166	$357,951 (+5.91%) Land $69,453 Building $288,498
2021	$9,052.00 Homeowner's exemption	$112,659 Land $21,859 Building $90,800	$337,977 Land $65,577 Building $272,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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