1411 Lancaster Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1411 Lancaster Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,737 sqft · built 1997
Lot Size	0.278 acres (12,095 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Dec 2017)
Tax Bill	$11,309 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-354-010`

Property Details

APN / Parcel Number

Primary APN	`03-04-354-010`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,737 sqft Living Area
Gross Area	4,321 sqft
1st Floor Area	1,688 sqft
Basement Area	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	12,095 sqft (0.278 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1411 LANCASTER LN
City	ALGONQUIN
State	IL
Zip	60102-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 578 WILLOUGHBY FARMS UNIT 23 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	578
Legal Unit	23
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4024
Census Tract	850106

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1411 LANCASTER LN, ALGONQUIN, IL 60102-6046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 5, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 16, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 13, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 11, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	Feb 28, 1997 · Amount on Record
Deed Document Number	201764181
Last Transfer Date	Mar 31, 2023
Transfer Doc	0000014340
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1411 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000904
Date	Jan 9, 2024
Instrument	2024K000904

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

Interest

Rate	10.8%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 5, 2023
Property Address	1411 LANCASTER LN, ALGONQUIN, IL 60102-6046
Document Number	0000014340
Instrument Date	Mar 31, 2023
Instrument	2023K014340
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1411 LANCASTER LN, ALGONQUIN, IL 60102-6046

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1411 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 LANCASTER LN, ALGONQUIN, IL 60102-6046

Mortgage

Document Number	0000026096
Date	May 16, 2022
Instrument	2022K026096

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.46%
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1411 LANCASTER LN, ALGONQUIN, IL 60102-6046
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025831
Date	May 13, 2022
Instrument	2022K025831

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2052

Interest

Rate	2.75%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 11, 2017
Property Address	1411 LANCASTER LN, ALGONQUIN, IL 60102-6046
Document Number	0000064181
Instrument Date	Nov 21, 2017
Instrument	64181
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	GREATER METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 LANCASTER LN ALGONQUIN IL 601026046, ALGONQUIN, IL 60102-6046

Mortgage

Document Number	64182
Date	Dec 11, 2017
Instrument	64182

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,309.00 (+17.92%)
2024		$150,082 (+21.5%) Land $25,730 Building $124,352	$450,426 (+21.55%) Land $77,221 Building $373,205
2022	$9,590.00 (+3.12%) Homeowner's exemption	$123,524 (+5.91%) Land $23,151 Building $100,373	$370,572 (+5.91%) Land $69,453 Building $301,119
2021	$9,300.00 Homeowner's exemption	$116,631 Land $21,859 Building $94,772	$349,893 Land $65,577 Building $284,316

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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