1431 Franklin Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1431 Franklin Ave, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,915 sqft · built 1926
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Apr 2022)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-0005-0005-00`

Property Details

APN / Parcel Number

Primary APN	`117-0005-0005-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,294 sqft
Attic	Attic
Attic Area	621 sqft
Basement Area	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	111 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1431 FRANKLIN AVE
City	CINCINNATI
State	OH
Zip	45237-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN AVE 100 X 111.26 IRR LOTS 42-43 HAMMELS ADDN SUB PARS 5-6 CONS
Legal Subdivision	HAMMELS ADD SUB
Legal Lot Number	42-43 43
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	6400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1431 FRANKLIN AVE, CINCINNATI, OH 45237-5907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 20, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Jun 10, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	0000043446
Deed Book / Page	14657 / 1114
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 29, 2022
Property Address	1431 FRANKLIN AVE, CINCINNATI, OH 45237-5907
Document Number	0000043446
Book / Page	14657 / 1114
Map Reference	MB 9 PG 47
Instrument Date	Apr 25, 2022
Instrument	2022-0043446
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 FRANKLIN AVE, CINCINNATI, OH 45237-5907

Mortgage

Document Number	0000043447
Date	Apr 29, 2022
Instrument	2022-0043447

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 20, 2020
Property Address	1431 FRANKLIN AVE, CINCINNATI, OH 45237-5907
Document Number	0000083475
Book / Page	014236 / 002718
Instrument Date	Aug 13, 2020
Instrument	83475
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 FRANKLIN AVE CINCINNATI OH 452375907, CINCINNATI, OH 45237-5907

Mortgage

Document Number	83476
Date	Aug 20, 2020
Book Page	014236/002720
Instrument	83476

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 10, 2019
Property Address	1431 FRANKLIN AVE, CINCINNATI, OH 45237-5907
Document Number	0000045197
Book / Page	013935 / 002432
Instrument Date	Jun 4, 2019
Instrument	45197
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$172.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 RIDGEWOOD AVE CINCINNATI OH 452131053, CINCINNATI, OH 45213-1053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,681.00 (+2.85%) Homeowner's exemption	$66,500 (-) Land $8,820 Building $57,680
2024	$3,579.00 (-16.26%) Homeowner's exemption	$66,500 (-) Land $8,820 Building $57,680
2023	$4,274.00 (+232.87%)	$66,500 (+340.81%) Land $8,820 Building $57,680	$190,000 (+340.84%) Land $25,200 Building $164,800
2022	$1,284.00	$15,086 Land $7,550 Building $7,536
2020			$43,100 Land $21,570 Building $21,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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