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1430 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1430 Ridgeway St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,895 sqft · built 1937
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Mar 1997)
Tax Bill$3,162 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN151-190-19-00

Property Details

APN / Parcel Number

Primary APN151-190-19-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,895 sqft Living Area

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Lot Area40,511 sqft (0.93 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1430 RIDGEWAY ST
CityOCEANSIDE
StateCA
Zip92054-5633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionTCT 56 LOT 1 0.93 AC M/L IN TR 001717
Legal SubdivisionHOTALING LANDS
Legal Tract001717
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2014
Census Tract18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1430 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Nov 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 1997 · Amount on Record
Deed SaleMar 31, 1997 · Amount on Record
Deed Document Number1997146006
Prior Transfer DateAug 24, 1994
Prior Transfer Doc0000580643
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1430 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
Transaction TypeMortgage
Record UpdatedOct 22, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1430 RIDGEWAY ST, OCEANSIDE, CA 92054-5633

Mortgage

Document Number0000714633
DateOct 13, 2021
Instrument2021-0714633
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1430 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000499745
DateNov 1, 2019
Instrument2019-0499745
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$291,018 (+2%) Land $166,113 Building $124,905
2025$3,162.00 (+5.29%) Homeowner's exemption$285,312 (+4.04%) Land $162,856 Building $122,456
2023$3,003.00 (+1.59%) Homeowner's exemption$274,234 Land $156,533 Building $117,701
2022$2,956.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1985–2018)
Claims Outside the SFHA3 of 13
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks.

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