San Diego County property record for 1415 Ridgeway St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,397 sqft · built 2007 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Company Name on File |
| Last Sale | $760,000 (Mar 2008) |
| Tax Bill | $11,560 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-180-39-00 |
| Primary APN | 151-180-39-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,397 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 10,080 sqft (0.231 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1415 RIDGEWAY ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | PAR 3 TR PM09283 |
| Legal Subdivision | HOTALING LANDS |
| Legal Tract | 9283 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 18504 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1415 RIDGEWAY ST, OCEANSIDE, CA 92054-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2008 · Amount on Record |
| Deed Sale | Mar 14, 2008 · Amount on Record |
| Prior Sale | May 4, 2005 · Amount on Record |
| Deed Document Number | 2008137907 |
| Last Transfer Date | Dec 5, 2014 |
| Transfer Doc | 0000552659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1415 RIDGEWAY ST, OCEANSIDE, CA 92054-5632 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1415 RIDGEWAY ST, OCEANSIDE, CA 92054-5632 |
| Document Number | 0000406543 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021-0406543 |
| Name | BLUEFIRE MORTGAGE GROUP |
|---|---|
| Address | CARLSBAD, CA 92011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,057,624 (+2%) Land $588,991 Building $468,633 | |
| 2025 | $11,560.00 (+5.21%) Homeowner's exemption | $1,036,888 (+4.04%) Land $577,443 Building $459,445 |
| 2023 | $10,988.00 (+1.54%) Homeowner's exemption | $996,626 Land $555,021 Building $441,605 |
| 2022 | $10,821.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1985–2018) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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