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1424 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1424 Ridgeway St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,748 sqft · built 2002
Lot Size0.297 acres (12,950 sqft)
OwnerCompany Name on File
Last Sale$949,000 (Jul 2018)
Tax Bill$3,843 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN151-190-61-00

Property Details

APN / Parcel Number

Primary APN151-190-61-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,748 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area12,950 sqft (0.297 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1424 RIDGEWAY ST
CityOCEANSIDE
StateCA
Zip92054-5633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionPAR A TR PM18480
Legal SubdivisionCITY OF OCEANSIDE
Legal Tract1018480
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2014
Census Tract18504

Owner

Source: San Diego County records · APN 151-190-61-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1424 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 10, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2018 · Amount on Record
Deed SaleJul 10, 2018 · Amount on Record
Prior SaleAug 20, 2008 · Amount on Record
Deed Document Number2018279801
Prior Transfer DateAug 22, 2008
Prior Transfer Doc0000467997
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1424 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address1424 RIDGEWAY ST, OCEANSIDE, CA 92054-5633

Mortgage

Document Number0000013590
DateJan 14, 2019
Instrument2019-0013590
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 10, 2018
Property Address1424 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
Document Number0000279801
Instrument DateJul 02, 2018
Instrument279801
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,043.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1537 BONNIE BLUFF CT ENCINITAS CA 920241271, ENCINITAS, CA 92024-1271

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$353,189 (+2%) Land $185,778 Building $167,411
2025$3,843.00 (+5.26%) Homeowner's exemption$346,265 (+4.04%) Land $182,136 Building $164,129
2023$3,651.00 (+1.59%) Homeowner's exemption$332,820 Land $175,064 Building $157,756
2022$3,594.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1985–2018)
Claims Outside the SFHA3 of 13
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: California Internet.

Based on FCC filings for 380 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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