1444 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1444 Ridgeway St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,276 sqft · built 1972
Lot Size	0.302 acres (13,164 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (Apr 1986)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151-190-57-00`

Property Details

APN / Parcel Number

Primary APN	`151-190-57-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,276 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	13,164 sqft (0.302 acres)
Lot Dimensions	179 ft deep x 77 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1444 RIDGEWAY ST
City	OCEANSIDE
State	CA
Zip	92054-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	PAR 1 TR PM14594
Legal Subdivision	SAN DIEGO BEACH CLUB
Legal Tract	14594
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2014
Census Tract	18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1444 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jan 21, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Aug 8, 2020	Deed of Trust, Mortgage · VA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 1986 · Amount on Record
Deed Sale	Apr 17, 1986 · Amount on Record
Deed Document Number	1986148448
Last Transfer Date	Dec 18, 2013
Transfer Doc	0000739953
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1444 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203872
Date	May 5, 2017
Instrument	2017-0203872

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	OCEANSIDE, CA 92054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1444 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 RIDGEWAY ST, OCEANSIDE, CA 92054-5633

Mortgage

Document Number	0000046696
Date	Jan 21, 2021
Instrument	2021-0046696

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1444 RIDGEWAY ST, OCEANSIDE, CA 92054-5633
Document Number	0000456146
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1444 RIDGEWAY ST OCEANSIDE CA 920545633, OCEANSIDE, CA 92054-5633

Mortgage

Document Number	0000456146
Date	Aug 14, 2020
Instrument	456146

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$334,328 (+2%) Land $129,421 Building $204,907
2025	$3,637.00 (+5.3%) Homeowner's exemption	$327,774 (+4.04%) Land $126,884 Building $200,890
2023	$3,454.00 (+1.59%) Homeowner's exemption	$315,048 Land $121,958 Building $193,090
2022	$3,400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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