122 Speaks Rd, Olin, NC 28660 Property Records

Iredell County property record for 122 Speaks Rd, Olin, NC 28660 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,680 sqft Heated Area
Lot Size533,174 sqft (12.2 acres)
OccupancyOwner Occupied
Last Sale$350,000 (2023)
Tax Bill$1,883.00 (2025)

Property Details

APN / Parcel Number

Primary APN4861-23-8387.000
Alternative APNs
  • 80082460
  • 80101878

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,680 sqft Heated Area
Gross Area1,978 sqft Gross Area
1st Floor1,680 sqft 1st Floor
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialWood Shingle Roof
Lot Area533,174 sqft (12.2 acres)
Lot Width594 ft Width
Deck Area256 sqft Deck
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number80101878
Street Address122 SPEAKS RD
CityOLIN
StateNC
Zip28660-9309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOLLY BOB FARMS PB25-229 SR1847
Legal Tract1
JurisdictionIREDELL NC
Minor Civil DivisionUNION GROVE
Census Blockgroup3
Census Block3016
Census Tract60801

Owner

Source: Iredell County records · APN 4861-23-8387.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address122 SPEAKS RD, OLIN, NC 28660-9309
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
NFM INC
Apr 28, 2023Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
NFM INC
Jan 17, 2023Warranty Deed, Transfer
May 25, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2023 · Amount on Record
Deed SaleApr 28, 2023 · Amount on Record
Prior SaleJan 17, 2023 · Amount on Record
Deed Doc Number2023
Deed Book / Page2989 / 204
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address122 SPEAKS RD, OLIN, NC 28660-9309
Transaction TypeMortgage
Record UpdatedDec 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029972098
DateJun 13, 2023
Book Page2997/2098
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2053

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateApr 28, 2023
Property Address122 SPEAKS RD, OLIN, NC 28660-9309
Document Number0002989204
Book / Page2989 / 204
Instrument DateApr 28, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 07, 2023
Title CompanyNOT AVAILABLE, SOURCEPOINT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 SPEAKS RD, OLIN, NC 28660-9309

Mortgage

Document Number0002989208
DateApr 28, 2023
Instrument2989/208
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateJan 17, 2023
Property Address122 SPEAKS RD, OLIN, NC 28660-9309
Document Number0002970699
Book / Page2970 / 699
Map ReferenceMB 25 PG 229
Instrument DateJan 13, 2023
Transaction TypeTransfer
Record UpdatedMar 02, 2023

Transaction

AmountAmount Recorded
Tax$200.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1093 TABOR RD, OLIN, NC 28660-9512

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 CLAYTON RD, MARYVILLE, TN 37804-5550
InvestorPossibly a Property Investor

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateMay 25, 2021
Property Address122 SPEAKS RD, OLIN, NC 28660-9309
Document Number0002816699
Book / Page2816 / 699
Instrument DateMay 20, 2021
Transaction TypeTransfer
Record UpdatedMar 08, 2023

Transaction

AmountAmount Recorded
Tax$196.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address150 SANDALWOOD LN, STATESVILLE, NC 28625-5031

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 SPEAKS RD, OLIN, NC 28660-9309

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,883.00 (+0.91%) Veteran's exemption$354,130 (+0.82%) Land $113,100 Building $241,030$354,130 (+0.82%) Land $113,100 Building $241,030
2024$1,866.00 (+205.4%) Veteran's exemption$351,250 (+238.82%) Land $113,100 Building $238,150$351,250 (+238.82%) Land $113,100 Building $238,150
2023$611.00 (+9.69%)$103,670 (+16.67%) Land $103,670$103,670 (+16.67%) Land $103,670
2022$557.00$88,860 Land $88,860$88,860 Land $88,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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