143 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 143 E Cambourne St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,543 sqft · built 1914
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Dec 2024)
Tax Bill	$8,238 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-379-028`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-379-028`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,543 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	143 E CAMBOURNE ST
City	FERNDALE
State	MI
Zip	48220-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODWARD HTS SUB LOT 53, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HTS SUB
Legal Lot Number	53
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1013
Census Tract	173100

Owner

143 E Cambourne St is owned and occupied by two individuals who bought it in December 2024.

Source: Oakland County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3001 W LEIGH ST, RICHMOND, VA 23230-4525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2024	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Oct 31, 2019 · Amount on File
Deed Document Number	2024144414
Deed Book / Page	59888 / 852
Prior Transfer Date	Dec 15, 2003
Prior Transfer Doc	0325710668
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 20, 2024
Property Address	143 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number	0000144414
Book / Page	59888 / 852
Map Reference	LB 10 PG 2
Instrument Date	Dec 16, 2024
Instrument	144414
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 E CAMBOURNE ST, FERNDALE, MI 48220-1309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 E CAMBOURNE STREET, RICHMOND, VA 23230

Mortgage

Document Number	0059885521
Date	Dec 20, 2024
Instrument	59885/521

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	143 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181230
Date	Oct 30, 2019
Book Page	53444/00590
Instrument	181230

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 31, 2019
Property Address	143 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number	0000181711
Book / Page	53447 / 00011
Map Reference	LB 10 PG 2
Instrument Date	Oct 25, 2019
Instrument	181711
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7089 TERRACE CT, 7089, UTICA, MI 48317-4249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 E CAMBOURNE ST, FERNDALE, MI 48220-1309

Tax Assessment & Valuation

The 2025 property tax bill for 143 E Cambourne St was $8,238 with a homeowner's exemption, up 1.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,238.00 (+1.35%) Homeowner's exemption	$170,250	$340,500
2024	$8,128.00
2023		$159,430	$318,860
2021	$7,687.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 143 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 143 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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