169 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 169 E Cambourne St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,472 sqft · built 1924
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Dec 2023)
Tax Bill	$7,100 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-379-031`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-379-031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	169 E CAMBOURNE ST
City	FERNDALE
State	MI
Zip	48220-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODWARD HTS SUB LOT 56, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HTS SUB
Legal Lot Number	56
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1013
Census Tract	173100

Owner

169 E Cambourne St is owned and occupied by an individual who bought it in December 2023.

Source: Oakland County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage RIGHT MORTGAGE LLC
Feb 8, 2023	Intrafamily Transfer, Transfer
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 31, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 9, 2018	Warranty Deed, Transfer EMBASSY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Prior Sale	Aug 9, 2018 · Amount on File
Deed Document Number	2023131040
Deed Book / Page	59040 / 147
Prior Transfer Date	Feb 2, 2023
Prior Transfer Doc	0000012833
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 4, 2023
Property Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number	0000131040
Book / Page	59040 / 147
Map Reference	LB 10 PG 2
Instrument Date	Nov 29, 2023
Instrument	131040
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	FIRST PREMIER TITLE AGENCY, FIRST PREMIER TTL AGCY INS &

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,392.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309

Mortgage

Document Number	0059040149
Date	Dec 4, 2023
Instrument	59040/149

Lender

Name	RIGHT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 8, 2023
Property Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number	0000012833
Book / Page	58410 / 695
Map Reference	LB 10 PG 2
Instrument Date	Feb 2, 2023
Instrument	12833
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	663 E SARATOGA ST, FERNDALE, MI 48220-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309

Mortgage

Document Number	0000173090
Date	Jul 12, 2021
Book Page	56532/482
Instrument	173090

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number	0000010844
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 E CAMBOURNE ST FERNDALE MI 482201309, FERNDALE, MI 48220-1309

Mortgage

Document Number	0000010844
Date	Jan 15, 2020
Book Page	053712/000465
Instrument	10844

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 9, 2018
Property Address	169 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number	0000132395
Book / Page	52078 / 00102
Map Reference	LB 10 PG 2
Instrument Date	Aug 3, 2018
Instrument	132395
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	EMBASSY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	859 COUGHLAN ST, 859, AUBURN HILLS, MI 48326-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 E SARATOGA ST, FERNDALE, MI 48220-3328

Tax Assessment & Valuation

The 2025 property tax bill for 169 E Cambourne St was $7,100 with a homeowner's exemption, down 1.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,100.00 (-1.62%) Homeowner's exemption	$164,470	$328,940
2024	$7,217.00
2023		$134,970	$269,940
2021	$5,462.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 169 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 169 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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