131 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 131 E Cambourne St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,708 sqft · built 1922
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jul 2026)
Tax Bill	$4,986 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-379-027`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-379-027`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,225 sqft
Basement Area	945 sqft
Finished Basement	945 sqft
Game Room	Game Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Deck Area	55 sqft
Patio Area	235 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	131 E CAMBOURNE ST
City	FERNDALE
State	MI
Zip	48220-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODWARD HTS SUB LOT 52, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HTS SUB
Legal Lot Number	52
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1013
Census Tract	173100

Owner

131 E Cambourne St is owned by an individual who bought it in July 2026.

Source: Oakland County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	11085 HARVEST CT, PLYMOUTH, MI 48170-3200
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Deed Document Number	2026102758
Deed Book / Page	61366 / 720
Prior Transfer Date	Jun 24, 2026
Prior Transfer Doc	0000102756
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 15, 2026
Property Address	131 E CAMBOURNE ST, FERNDALE, MI 48220-3723
Document Number	0000102758
Book / Page	61366 / 720
Instrument Date	Jul 1, 2026
Instrument	2026102758
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$249,975.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	11085 HARVEST CT, PLYMOUTH, MI 48170-3200

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jul 9, 2026
Property Address	131 E CAMBOURNE ST, FERNDALE, MI 48220-3723
Document Number	0000097571
Book / Page	61347 / 651
Instrument Date	Jun 30, 2026
Instrument	202697571
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	11085 HARVEST CT, PLYMOUTH, MI 48170-3200

Mortgage

Document Number	0000097571,
Date	Jul 9, 2026
Book Page	61347/651
Instrument	202697571

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 15, 2026
Property Address	131 E CAMBOURNE ST, FERNDALE, MI 48220-3723
Document Number	0000102756
Book / Page	61366 / 717
Instrument Date	Jun 24, 2026
Instrument	2026102756
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1119 EARL BLVD, FERNDALE, MI 48220-1211

Tax Assessment & Valuation

The 2025 property tax bill for 131 E Cambourne St was $4,986, down 0.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,986.00 (-0.8%)	$192,040	$384,080
2024	$5,026.00
2023		$174,470	$348,940
2021	$4,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 131 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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