181 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 181 E Cambourne St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,130 sqft · built 1921
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Apr 2021)
Tax Bill	$6,410 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-379-032`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-379-032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	218 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	181 E CAMBOURNE ST
City	FERNDALE
State	MI
Zip	48220-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODWARD HTS SUB LOT 57, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HTS SUB
Legal Lot Number	57
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1013
Census Tract	173100

Owner

181 E Cambourne St is owned and occupied by an individual who bought it in April 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	181 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
Apr 30, 2021	Deed, Transfer VISIONARY TITLE AGENCY LLC
Apr 26, 2021	Intrafamily Transfer, Transfer VISIONARY TITLE AGENCY LLC
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Deed Document Number	2021116134
Deed Book / Page	56168 / 397
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	0000111744
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	181 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S LAUREL ST, ROYAL OAK, MI 48067-2477

Mortgage

Document Number	0000122134
Date	May 10, 2021
Book Page	56209/635
Instrument	122134

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 30, 2021
Property Address	181 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number	0000116134
Book / Page	56168 / 397
Map Reference	LB 10 PG 2
Instrument Date	Apr 20, 2021
Instrument	116134
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$2,081.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 W UNIVERSITY DR # 225, 410, ROCHESTER, MI 48307-1938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E CAMBOURNE ST, FERNDALE, MI 48220-1309

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 26, 2021
Property Address	181 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number	0000111744
Book / Page	56140 / 863
Map Reference	LB 10 PG 2
Instrument Date	Apr 6, 2021
Instrument	111744
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4649 S MERRILLVILLE RD, 4649, BALDWIN, MI 49304-8624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E CAMBOURNE ST, FERNDALE, MI 48220-1309

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	181 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number	0000219318
Book / Page	051337 / 000400
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E CAMBOURNE ST FERNDALE MI 482201309, FERNDALE, MI 48220-1309

Mortgage

Document Number	0000219318
Date	Nov 30, 2017
Book Page	051337/000400
Instrument	219318

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 29, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 181 E Cambourne St was $6,410 with a homeowner's exemption, down 3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,410.00 (-3.04%) Homeowner's exemption	$136,340	$272,680
2024	$6,611.00
2023		$122,980	$245,960
2021	$2,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 181 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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