143 Baker St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 143 Baker St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 1,944 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$305,900 (Jan 2021)
Tax Bill	$53 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:N-22 B:0037A L:0024`

Property Details

APN / Parcel Number

Primary APN	`M:N-22 B:0037A L:0024`
Alternative APN	`GARD M:M22 B:14 L:24`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	4,304 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	143 BAKER ST
City	GARDNER
State	MA
Zip	01440-3097
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	WEST GARDNER EXT
Legal Block	14
Legal Lot Number	24
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2010
Census Tract	707300

Owner

143 Baker St, a triplex, is owned by an individual who bought it in January 2021.

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	86 WATERMAN AVE, 10, NORTH PROVIDENCE, RI 02911-4112
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Aug 15, 2011
Deed Document Number	20213356
Deed Book / Page	64185 / 296
Prior Transfer Date	Jan 7, 2021
Prior Transfer Doc	64185-296
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 8, 2021
Property Address	143 BAKER ST, GARDNER, MA 01440-3097
Document Number	64185-296
Book / Page	64185 / 296
Instrument Date	Jan 7, 2021
Instrument	3356
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 BAKER ST, GARDNER, MA 01440-3097
Investor	Possibly a Property Investor

Mortgage

Document Number	3357
Date	Jan 8, 2021
Instrument	3357

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 143 Baker St was $53, down 98.8% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$53.00 (-98.76%)	$372,400 (+30.99%) Land $64,600 Building $307,800
2024	$4,262.00 (+4.98%)	$284,300 (+12.95%) Land $58,800 Building $225,500
2023	$4,060.00	$251,700 Land $57,900 Building $193,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 143 Baker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Baker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20