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171 Baker St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 171 Baker St, Gardner, MA 01440

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,976 sqft · built 1925
Lot Size0.139 acres (6,070 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Jul 2018)
Tax Bill$4,687 (2026)
Deeds & MortgagesJul 2018 Sale & Mortgage
Mar 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APNGARD M:M22 B:18 L:2

Property Details

APN / Parcel Number

Primary APNGARD M:M22 B:18 L:2
Alternative APN
  • M:M-22 B:0035 L:0010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,976 sqft Living Area
Gross Area4,536 sqft
Basement Area468 sqft
Unfinished Basement468 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,070 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address171 BAKER ST
CityGARDNER
StateMA
Zip01440-2839
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
Legal Block18
Legal Lot Number2
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2009
Census Tract707300

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 525, GARDNER, MA 01440-0525
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2018Quit Claim Deed, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 23, 2017Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2018 · Amount on Record
Deed SaleJul 30, 2018 · Amount on Record
Prior SaleMar 23, 2017 · Amount on Record
Deed Book / Page59175 / 242
Transfer Doc059175-242
Record UpdatedOct 29, 2026

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateJul 30, 2018
Property Address171 BAKER ST, GARDNER, MA 01440-2839
Document Number59175-242
Book / Page59175 / 242
Instrument78089
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28.28
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 BAKER ST, GARDNER, MA 01440-2839

Mortgage

Document Number591750253
DateJul 30, 2018
Instrument59175/0253
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2048

March 2017: Foreclosure

Document TypeForeclosure
JurisdictionGARDNER MA
Recording DateMar 23, 2017
Property Address171 BAKER ST, GARDNER, MA 01440-2839
Document Number56880-182
Book / Page056880 / 000182
Instrument DateJan 25, 2017
Instrument28872
Transaction TypeForeclosure
Record UpdatedNov 18, 2017

Transaction

AmountAmount Recorded
Tax$501.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,687.00 (+11,331.71%)$340,400 (+16.5%) Land $72,800 Building $267,600$374,093
2025$41.00 (-99.01%)$292,200 (+5.56%) Land $66,200 Building $226,000
2024$4,149.00 (+2.85%)$276,800 (+10.68%) Land $60,200 Building $216,600
2023$4,034.00$250,100 Land $59,300 Building $190,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Gateway Fiber
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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