132 Baker St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 132 Baker St, Gardner, MA 01440

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,040 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$49,000 (Jan 2004)
Tax Bill	$4,709 (2026)
Deeds & Mortgages	Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:N-22 B:0015 L:0015`

Property Details

APN / Parcel Number

Primary APN	`M:N-22 B:0015 L:0015`
Alternative APN	`GARD M:M22 B:14 L:15`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	4,384 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	132 BAKER ST
City	GARDNER
State	MA
Zip	01440-2838
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	14
Legal Lot Number	15
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2011
Census Tract	707300

Owner

132 Baker St, a duplex, is owned and occupied by an individual who acquired it in March 2021.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	132 BAKER ST, GARDNER, MA 01440-2838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2004 · Amount on File
Deed Sale	Jan 12, 2004 · Amount on File
Deed Document Number	20044784
Deed Book / Page	32625 / 90
Last Transfer Date	Mar 18, 2021
Transfer Doc	64735-282
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 22, 2021
Property Address	132 BAKER ST, GARDNER, MA 01440-2838
Document Number	64735-282
Book / Page	64735 / 282
Instrument Date	Mar 18, 2021
Instrument	39042
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 BAKER ST, GARDNER, MA 01440-2838

Tax Assessment & Valuation

The 2026 property tax bill for 132 Baker St was $4,709, up 11,385.4% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,709.00 (+11,385.37%)	$342,000 (+17.93%) Land $73,800 Building $268,200	$346,381
2025	$41.00 (-99%)	$290,000 (+6.03%) Land $67,100 Building $222,900
2024	$4,100.00 (+2.86%)	$273,500 (+10.68%) Land $61,000 Building $212,500
2023	$3,986.00	$247,100 Land $60,100 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Baker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Baker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20