133 Baker St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 133 Baker St, Gardner, MA 01440

Property Summary

Property TypeTriplex
Details9 bd · 3 ba · 2,700 sqft · built 1920
Lot Size0.129 acres (5,626 sqft)
OwnerIndividual Name on Record
Last Sale$334,000 (Nov 2020)
Tax Bill$62 (2025)
Deeds & MortgagesDec 2021 Refinance
Nov 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNM:N-22 B:0039 L:0026

Property Details

APN / Parcel Number

Primary APNM:N-22 B:0039 L:0026
Alternative APN
  • GARD M:M22 B:14 L:26

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area2,700 sqft Living Area
Gross Area4,482 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area5,626 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address133 BAKER ST
CityGARDNER
StateMA
Zip01440-3099
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block14
Legal Lot Number26
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2010
Census Tract707300

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 CIRCUIT AVE, LYNN, MA 01902-3805
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ECONOMIC DEVELOPMENT CORP
Nov 12, 2020Quit Claim Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
Apr 30, 2019Deed of Trust, Mortgage · Conventional with PMI
COREVEST AMERICAN FIN
May 2, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 22, 2018Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2020 · Amount on Record
Deed SaleNov 12, 2020 · Amount on Record
Prior SaleMay 2, 2019 · Amount on Record
Deed Document Number2020137718
Deed Book / Page63726 / 300
Prior Transfer DateNov 10, 2020
Prior Transfer Doc63726-300
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address133 BAKER ST, GARDNER, MA 01440-3099
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number066699-163
DateDec 8, 2021
Book Page66699/163
Instrument171444
Lender
NameECONOMIC DEVELOPMENT CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateNov 12, 2020
Property Address133 BAKER ST, GARDNER, MA 01440-3099
Document Number63726-300
Book / Page63726 / 300
Instrument DateNov 10, 2020
Instrument137718
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressBAKER ST, GARDNER, MA

Mortgage

Document Number137719
DateNov 12, 2020
Instrument137719
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address133 BAKER ST, GARDNER, MA 01440-3099
Document Number60426-337
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address43 LEVERETT ST GARDNER MA 01440, GARDNER, MA 01440

Mortgage

Document Number60426-337
DateMay 20, 2019
Book Page060426/000337
Instrument45097
Lender
NameCOREVEST AMERICAN FIN
Agreement
TypeConventional with PMI
AmountAmount Recorded

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMay 2, 2019
Property Address133 BAKER ST, GARDNER, MA 01440-3099
Document Number60351-245
Book / Page060351 / 000245
Instrument DateApr 26, 2019
Instrument39081
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$433.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address43 LEVERETT ST LOWELL MA 018513315, LOWELL, MA 01851-3315

June 2018: Foreclosure

Document TypeForeclosure
JurisdictionGARDNER MA
Recording DateJun 22, 2018
Property Address133 BAKER ST, GARDNER, MA 01440-3099
Document Number58987-388
Book / Page058987 / 000388
Instrument DateJun 21, 2018
Instrument62147
Transaction TypeForeclosure
Record UpdatedJul 10, 2018

Transaction

AmountAmount Recorded
Tax$410.40
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address55 BEATTIE PL #110 GREENVILLE SC 296015115, 110, GREENVILLE, SC 29601-5115

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$62.00 (-98.76%)$437,300 (+31.24%) Land $66,000 Building $371,300
2024$4,995.00 (+4.3%)$333,200 (+12.23%) Land $60,000 Building $273,200
2023$4,789.00$296,900 Land $59,100 Building $237,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Gateway Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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