Worcester County and Gardner City property record for 133 Baker St, Gardner, MA 01440
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 2,700 sqft · built 1920 |
| Lot Size | 0.129 acres (5,626 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $334,000 (Nov 2020) |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Nov 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:N-22 B:0039 L:0026 |
| Primary APN | M:N-22 B:0039 L:0026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 4,482 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 5,626 sqft (0.129 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 133 BAKER ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3099 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 14 |
| Legal Lot Number | 26 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 CIRCUIT AVE, LYNN, MA 01902-3805 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ECONOMIC DEVELOPMENT CORP |
| Nov 12, 2020 | Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI COREVEST AMERICAN FIN |
| May 2, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 22, 2018 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on Record |
| Deed Sale | Nov 12, 2020 · Amount on Record |
| Prior Sale | May 2, 2019 · Amount on Record |
| Deed Document Number | 2020137718 |
| Deed Book / Page | 63726 / 300 |
| Prior Transfer Date | Nov 10, 2020 |
| Prior Transfer Doc | 63726-300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 133 BAKER ST, GARDNER, MA 01440-3099 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 066699-163 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 66699/163 |
| Instrument | 171444 |
| Name | ECONOMIC DEVELOPMENT CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Nov 12, 2020 |
| Property Address | 133 BAKER ST, GARDNER, MA 01440-3099 |
| Document Number | 63726-300 |
| Book / Page | 63726 / 300 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 137718 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | BAKER ST, GARDNER, MA |
| Document Number | 137719 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 137719 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 133 BAKER ST, GARDNER, MA 01440-3099 |
| Document Number | 60426-337 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 43 LEVERETT ST GARDNER MA 01440, GARDNER, MA 01440 |
| Document Number | 60426-337 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 060426/000337 |
| Instrument | 45097 |
| Name | COREVEST AMERICAN FIN |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | May 2, 2019 |
| Property Address | 133 BAKER ST, GARDNER, MA 01440-3099 |
| Document Number | 60351-245 |
| Book / Page | 060351 / 000245 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 39081 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $433.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 43 LEVERETT ST LOWELL MA 018513315, LOWELL, MA 01851-3315 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 22, 2018 |
| Property Address | 133 BAKER ST, GARDNER, MA 01440-3099 |
| Document Number | 58987-388 |
| Book / Page | 058987 / 000388 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 62147 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 10, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $410.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 55 BEATTIE PL #110 GREENVILLE SC 296015115, 110, GREENVILLE, SC 29601-5115 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $62.00 (-98.76%) | $437,300 (+31.24%) Land $66,000 Building $371,300 |
| 2024 | $4,995.00 (+4.3%) | $333,200 (+12.23%) Land $60,000 Building $273,200 |
| 2023 | $4,789.00 | $296,900 Land $59,100 Building $237,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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