1428 Sutter St, San Diego, CA 92103 Property Records

San Diego County property record for 1428 Sutter St, San Diego, CA 92103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,537 sqft · built 2022
Lot Size0.197 acres (8,600 sqft)
Owner2 Trust Names on File
Last Sale$755,000 (Nov 2012)
Tax Bill$12,596 (2025)
Deeds & MortgagesApr 2024 Transfer
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN451-161-02-00

Property Details

APN / Parcel Number

Primary APN451-161-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,537 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area8,600 sqft (0.197 acres)
Garage TypeCarport
CarportCarport
Parking Spaces6 Parking Spaces

Location & Zoning

Street Address1428 SUTTER ST
CitySAN DIEGO
StateCA
Zip92103-2830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionLOTS 2 THRU 4 TR 001525
Legal SubdivisionBELLEVUE
Legal Tract001525
Legal Block1
Legal Lot Number2-4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4005
Census Tract202

Owner

1428 Sutter St is owner-occupied and held in a trust since April 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address1428 SUTTER ST, SAN DIEGO, CA 92103-2830
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Intrafamily Transfer, Transfer
Oct 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2012 · Amount on File
Deed SaleNov 27, 2012 · Amount on File
Prior SaleJul 28, 2005 · Amount on File
Deed Document Number2012739175
Last Transfer DateApr 12, 2024
Transfer Doc0000093972
Record UpdatedSep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 16, 2024
Property Address1428 SUTTER ST, SAN DIEGO, CA 92103-2830
Document Number0000093972
Map ReferenceMAP 1525
Instrument DateApr 12, 2024
Instrument2024-0093972
Transaction TypeTransfer
Record UpdatedApr 29, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1428 SUTTER ST, SAN DIEGO, CA 92103-2830

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1428 SUTTER ST, SAN DIEGO, CA 92103-2830
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1428 SUTTER ST, SAN DIEGO, CA 92103-2830

Mortgage

Document Number0000707037
DateOct 11, 2021
Instrument2021-0707037
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1428 Sutter St was $12,596 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$985,820 (+2%) Land $351,689 Building $634,131
2025$12,596.00 Homeowner's exemption$966,492 Land $344,794 Building $621,698
2023$11,358.00 (+2.76%) Homeowner's exemption$928,963 Land $331,406 Building $597,557
2022$11,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1428 Sutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1428 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Google Fiber.

Nearby Properties on Sutter St

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