1403 Sutter St, San Diego, CA 92103 Property Records

San Diego County property record for 1403 Sutter St, San Diego, CA 92103

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,271 sqft · built 2019
Lot Size0.133 acres (5,800 sqft)
Owner2 Trust Names on File
Last Sale$730,000 (Jun 2007)
Tax Bill$4,073 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN451-163-04-00

Property Details

APN / Parcel Number

Primary APN451-163-04-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,271 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area5,800 sqft (0.133 acres)
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address1403 SUTTER ST
CitySAN DIEGO
StateCA
Zip92103-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionLOTS 21 & 22 TR 001525
Legal SubdivisionBELLEVUE
Legal Tract001525
Legal Block1
Legal Lot Number21,22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract202

Owner

1403 Sutter St is owner-occupied and held in a trust since January 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address1403 SUTTER ST, SAN DIEGO, CA 92103-2829
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Quit Claim Deed, Transfer
LOANDEPOT.COM LLC
Aug 22, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2007 · Amount on File
Deed SaleJun 14, 2007 · Amount on File
Deed Document Number2007403422
Last Transfer DateJan 6, 2025
Transfer Doc0000003333
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 13, 2020
Property Address1403 SUTTER ST, SAN DIEGO, CA 92103-2829
Document Number0000454623
Instrument DateAug 9, 2020
Instrument454623
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1403 SUTTER ST SAN DIEGO CA 921032829, SAN DIEGO, CA 92103-2829

Mortgage

Document Number454624
DateAug 13, 2020
Instrument454624
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term360 Months
DueAug 12, 2050

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 22, 2019
Property Address1403 SUTTER ST, SAN DIEGO, CA 92103-2829
Document Number0000357809
Map ReferenceMAP 1525
Instrument DateJul 25, 2019
Instrument2019-0357809
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1403 SUTTER ST, SAN DIEGO, CA 92103-2829

Mortgage

Document Number0000357810
DateAug 22, 2019
Instrument2019-0357810
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1403 Sutter St was $4,073.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$281,621 (-2.14%) Land $168,972 Building $112,649
2025$4,073.00 Homeowner's exemption$287,785 Land $172,671 Building $115,114
2023$3,274.00 (-70.06%) Homeowner's exemption$271,511 Land $162,906 Building $108,605
2022$10,937.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1403 Sutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1403 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Google Fiber.

Nearby Properties on Sutter St

Nearby Streets

Search Property Records by Address or Parcel Number