1517 Sutter St, San Diego, CA 92103 Property Records

San Diego County property record for 1517 Sutter St, San Diego, CA 92103

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,722 sqft · built 1998
Lot Size	0.232 acres (10,100 sqft)
Owner	Individual Name on File
Last Sale	$1,372,133 (Jul 2015)
Tax Bill	$26,606 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`451-133-06-00`

Property Details

APN / Parcel Number

Primary APN	`451-133-06-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,722 sqft Living Area
Gross Area	832 sqft
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Tile
Lot Area	10,100 sqft (0.232 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1517 SUTTER ST
City	SAN DIEGO
State	CA
Zip	92103-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 80 POR TR 000384
Legal Subdivision	MIDDLETOWN ADD
Legal Tract	000384
Legal Block	80
Legal Lot Number	16-21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	202

Owner

1517 Sutter St is owned and occupied by an individual who acquired it in January 2022.

Source: San Diego County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage GEORGINA M INCLAN
Dec 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage JR JAINCLAN FOUNDATION
Oct 24, 2024	Deed of Trust, Mortgage · Construction Mortgage WORLDWIDE LENDERS INC
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE EDWARD F ORENSTEIN TRUST
Jan 14, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, PRIORITY TITLE
Jan 14, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, PRIORITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2015 · Amount on File
Deed Sale	Jul 31, 2015 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Document Number	2015405941
Last Transfer Date	Jan 11, 2022
Transfer Doc	0000022906
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 84892, SAN DIEGO, CA 92138-4892

Mortgage

Document Number	0000398833
Date	Oct 13, 2022
Instrument	2022-0398833

Lender

Name	GEORGINA M INCLAN
Type	Private Party
Address	PO BOX 84510, SAN DIEGO, CA 92138

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831

Mortgage

Document Number	0000483812
Date	Dec 30, 2022
Instrument	2022-0483812

Lender

Name	JR JAINCLAN FOUNDATION
Type	Non-Lending Institution
Address	ENCINO, CA 91436

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	19 Months
Due	Jul 1, 2024

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831

Mortgage

Document Number	0000290987
Date	Oct 24, 2024
Instrument	2024-0290987

Lender

Name	WORLDWIDE LENDERS INC
Address	IRVINE, CA 92614

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831

Mortgage

Document Number	0000022927
Date	Jan 14, 2022
Instrument	2022-0022927

Lender

Name	THE EDWARD F ORENSTEIN TRUST
Type	Private Party
Address	12655 TREEHILL PL, POWAY, CA 92064

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	25 Months
Due	Feb 1, 2024

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2022
Property Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831
Document Number	0000022906
Instrument Date	Jan 11, 2022
Instrument	2022-0022906
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, PRIORITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2022
Property Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831
Document Number	0000022907
Instrument Date	Jan 11, 2022
Instrument	2022-0022907
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, PRIORITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 SUTTER ST, SAN DIEGO, CA 92103-2831

Tax Assessment & Valuation

The 2025 property tax bill for 1517 Sutter St was $26,606.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,123,489 (+2%) Land $1,339,742 Building $783,747
2025	$26,606.00	$2,081,853 Land $1,313,473 Building $768,380
2023	$24,547.00 (+2.73%)	$2,001,014 Land $1,262,470 Building $738,544
2022	$23,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1517 Sutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1517 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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