Polk County property record for 1427 E Main St, Lakeland, FL 33801
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 2,108 sqft · built 1982 |
| Lot Size | 0.186 acres (8,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $156,000 (Nov 2005) |
| Tax Bill | $2,627 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-17-193000-002270 |
| Primary APN | 24-28-17-193000-002270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| 1st Floor Area | 2,108 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Duplex Single |
| Lot Area | 8,098 sqft (0.186 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| View / Lot | Duplex |
| Canopy | 340 sqft |
| Cooling System | Central |
|---|
| Street Address | 1427 E MAIN ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33801-2364 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RB1 |
| Legal Description | SHORE ACRES PB 7 PG 15 BLK 2 LOT 27 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 17 |
| Legal Subdivision | SHORE ACRES |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10300 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9170 HALL RD, LAKELAND, FL 33809-1507 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2005 · Amount on Record |
| Deed Sale | Nov 29, 2005 · Amount on Record |
| Prior Sale | Apr 27, 1999 · Amount on Record |
| Deed Document Number | 2005290354 |
| Deed Book / Page | 6510 / 1693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1427 E MAIN ST, LAKELAND, FL 33801-2364 |
| Document Number | 0114480385 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7918 MAGNOLIA RIDGE DR LAKELAND FL 338101395, LAKELAND, FL 33810-1395 |
| Document Number | 0114480385 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 011448/000385 |
| Instrument | 239064 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,018 (+1%) | $226,200 (+4.62%) Land $17,665 Building $111,076 | |
| 2025 | $2,627.00 (+32.34%) | $116,380 (-16.31%) | $216,216 (+55.49%) Land $17,665 Building $113,491 |
| 2023 | $1,985.00 (+6.89%) | $139,058 (+4.61%) Land $16,865 Building $122,193 | $139,058 (+4.61%) Land $16,865 Building $122,193 |
| 2022 | $1,857.00 | $132,936 Land $14,055 Building $118,881 | $132,936 Land $14,055 Building $118,881 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1995–2024) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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