1415 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1415 E Main St, Lakeland, FL 33801

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,474 sqft · built 1955
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$74,900 (Nov 2015)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-002210`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-002210`
Alternative APNs	`172824193000002210` `72824000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1996
Architectural Style	Duplex Single
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	90 ft deep x 75 ft wide
View / Lot	Duplex
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1415 E MAIN ST
City	LAKELAND
State	FL
Zip	33801-2364
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RB1
Legal Description	SHORE ACRES PB 7 PG 15 BLK 2 LOTS 21 E1/2 & 22 23 & W1/2 OF 24
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Block	2
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2013
Census Tract	10300

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 610451, BAYSIDE, NY 11361-0451
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2015 · Amount on Record
Deed Sale	Nov 3, 2015 · Amount on Record
Prior Sale	Sep 2, 2004 · Amount on Record
Deed Document Number	2015199241
Deed Book / Page	9667 / 1657
Prior Transfer Date	Jun 28, 1994
Prior Transfer Doc	3416002305
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1415 E MAIN ST, LAKELAND, FL 33801-2364
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8107 LAKE AVE, CLEVELAND, OH 44102-1956

Mortgage

Document Number	0000326709
Date	Dec 16, 2021
Book Page	12028/1902
Instrument	2021326709

Lender

Name	MCM CAPITAL SOLUTIONS INC
Type	Non-Lending Institution
Address	HIALEAH, FL 33016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,229 (+1%)	$176,400 (-9.03%) Land $14,850 Building $107,270
2025	$2,396.00 (+29.3%)	$107,481 (-18.71%)	$193,920 (+46.66%) Land $14,850 Building $109,573
2023	$1,853.00 (+8.3%)	$132,225 (+8.38%) Land $14,175 Building $118,050	$132,225 (+8.38%) Land $14,175 Building $118,050
2022	$1,711.00	$122,000 Land $11,812 Building $110,188	$122,000 Land $11,812 Building $110,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20