1409 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1409 E Main St, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,165 sqft · built 1955
Lot Size	0.129 acres (5,624 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-002190`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-002190`
Alternative APNs	`172824193000002190` `72824000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	90 ft deep x 62 ft wide
View / Lot	Commercial/Industrial
Porch	Enclosed/Unfinished Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1409 E MAIN ST
City	LAKELAND
State	FL
Zip	33801-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Description	SHORE ACRES PB 7 PG 15 BLK 2 LOT 19 20 & W1/2 OF 21
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	2
Legal Lot Number	19
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2013
Census Tract	10300

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1420 LAKE BONNY DR W, LAKELAND, FL 33801-2363
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 3, 2025
Transfer Doc	0000266103
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Nov 10, 2025
Property Address	1409 E MAIN ST, LAKELAND, FL 33801-2364
Document Number	0000266103
Book / Page	13772 / 1547
Map Reference	MB 7 PG 15
Instrument Date	Nov 3, 2025
Instrument	2025266103
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 LAKE BONNY DR W, LAKELAND, FL 33801-2363

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2777, GEORGETOWN, TX 78627-2777

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,409 (+1%)	$180,443 (+9.15%) Land $23,344 Building $157,099
2025	$2,049.00 (+5.13%)	$92,190 (-44.51%)	$165,322 (-0.5%) Land $13,500 Building $151,822
2024	$1,949.00 (+5.12%)	$166,152 (+2.33%) Land $13,500 Building $152,652	$166,152 (+2.33%) Land $13,500 Building $152,652
2023	$1,854.00 (+5.7%)	$162,363 (+3.63%) Land $12,937 Building $149,426	$162,363 (+3.63%) Land $12,937 Building $149,426
2022	$1,754.00	$156,671 Land $10,969 Building $145,702	$156,671 Land $10,969 Building $145,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20