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1430 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1430 E Main St, Lakeland, FL 33801

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,728 sqft · built 2022
Lot Size0.171 acres (7,427 sqft)
OwnerIndividual Name on Record
Last Sale$3,395 (Oct 2024)
Tax Bill$4,968 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Apr 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-28-17-193000-003070

Property Details

APN / Parcel Number

Primary APN24-28-17-193000-003070
Alternative APNs
  • 172824193000003070
  • 72824000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleDuplex Single
Exterior MaterialStucco
Roof MaterialOther
Lot Area7,427 sqft (0.171 acres)
Lot Dimensions135 ft deep x 55 ft wide
Garage Area495 sqft
Canopy248 sqft

Location & Zoning

Street Address1430 E MAIN ST
CityLAKELAND
StateFL
Zip33801-2365
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSHORE ACRES PB 7 PG 15 BLK 3 LOT 7
Legal SubdivisionSHORE ACRES
Legal Tract193000
Legal Block3
Legal Lot Number7
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2014
Census Tract10300

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11720 COMMONWEALTH AVE N, POLK CITY, FL 33868-9613
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Apr 28, 2021Warranty Deed, Transfer
Apr 8, 2021Special Warranty Deed, Transfer
DAVID K KIRSCHMAN REVOCABLE TRUST
Jan 14, 2019Warranty Deed, Transfer
EQUITY TITLE COMPANY, EQUITY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleJun 7, 2022 · Amount on Record
Deed Document Number2024240210
Deed Book / Page13306 / 1418
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 7, 2022
Property Address1430 E MAIN ST, LAKELAND, FL 33801-2365
Document Number0000155632
Book / Page12287 / 732
Map ReferenceMB 7 PG 15
Instrument DateJun 2, 2022
Instrument2022155632
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3853 NORTHDALE BLVD # 345, 345, TAMPA, FL 33624-1861

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address1303 KIELY BLVD, SANTA CLARA, CA 95051-3824

Mortgage

Document Number0012287734
DateJun 7, 2022
Instrument12287/734
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateJul 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
IndexOther
Margin3
Max Rate11.1%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 28, 2021
Property Address1430 E MAIN ST, LAKELAND, FL 33801-2365
Document Number0000109593
Book / Page11690 / 2109
Map ReferenceMB 7 PG 15
Instrument DateApr 26, 2021
Instrument2021109593
Transaction TypeTransfer
Record UpdatedFeb 5, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5129 S LAKELAND DR STE 4, 4, LAKELAND, FL 33813-2599

Transferred To (Grantee/Buyer)

NameVerified Name
Address3853 NORTHDALE BLVD # 345, 345, TAMPA, FL 33624-1861
InvestorPossibly a Property Investor

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateApr 8, 2021
Property Address1430 E MAIN ST, LAKELAND, FL 33801-2365
Document Number0000089635
Book / Page11659 / 1966
Map ReferenceMB 7 PG 15
Instrument DateApr 6, 2021
Instrument2021089635
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyEQUITY TITLE LLC

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address916 E LIME STJ, LAKELAND, FL 33801

Transferred To (Grantee/Buyer)

NameVerified Name
Address5129 S LAKELAND DR, LAKELAND, FL 33813-2598

Mortgage

Document Number0000109592
DateApr 28, 2021
Book Page11690/2101
Instrument2021109592
Lender
NameDAVID K KIRSCHMAN REVOCABLE TRUST
TypeNon-Lending Institution
AddressTAMPA, FL 33618
Agreement
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 14, 2019
Property Address1430 E MAIN ST, LAKELAND, FL 33801-2395
Document Number0107222211
Book / Page010722 / 002211
Instrument DateJan 14, 2018
Instrument8178
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE

Transaction

AmountAmount Recorded
Tax$49.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 E LIME ST #J LAKELAND FL 338015478, J, LAKELAND, FL 33801-5478

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,800 (-12.2%) Land $16,335 Building $142,490$241,800 (-12.2%) Land $16,335 Building $142,490
2025$4,968.00 (+67.72%)$275,400 (+69.47%) Land $16,335 Building $141,736$275,400 (+69.47%) Land $16,335 Building $141,736
2023$2,962.00$162,502 Land $15,592 Building $146,910$162,502 Land $15,592 Building $146,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1995–2024)
Claims Outside the SFHA8 of 13
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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