Ottawa County property record for 1425 E St SW, Miami, OK 74354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,348 sqft · built 1960 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,500 (Aug 2009) |
| Tax Bill | $1,939 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 19060 |
| Primary APN | 19060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 1 sqft |
| Finished Basement | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 321 sqft |
| Deck Area | 288 sqft |
| Utility Building | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19060 |
|---|---|
| Street Address | 1425 E ST SW |
| City | MIAMI |
| State | OK |
| Zip | 74354-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW SW NE SEC 6 TWP 27 RNG 23 MIAMI MISC I |
| Legal Range | 23E |
| Legal Township | 27N |
| Legal Section | 06 |
| Legal Subdivision | MIAMI MISC. I |
| Legal Block | 27 |
| Legal Lot Number | 23 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 574700 |
1425 E St SW is owned and occupied by two individuals who bought it in August 2009.
Source: Ottawa County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1425 E ST SW, MIAMI, OK 74354-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2009 · Amount on File |
| Deed Sale | Aug 12, 2009 · Amount on File |
| Prior Sale | Jul 28, 2008 · Amount on File |
| Deed Document Number | 20094151 |
| Deed Book / Page | 893 / 291 |
| Prior Transfer Date | Mar 6, 2005 |
| Prior Transfer Doc | 0000001518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Sep 28, 2026 |
| Property Address | 1425 E ST SW, MIAMI, OK 74354-8503 |
| Document Number | 0000004865 |
| Book / Page | 1273 / 490 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 20264865 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1425 E ST SW, MIAMI, OK 74354-8503 |
| Document Number | 0000004865, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 1273/490 |
| Instrument | 20264865 |
| Name | ARVEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 16, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1425 E ST SW, MIAMI, OK 74354-8503 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001126/21 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 1126/21 |
| Instrument | 2021-000129 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 1425 E St SW was $1,939 with a homeowner's exemption, down 1.2% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Miami City |
| Unified School District | Miami Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,479 (-3.05%) Land $3,420 Building $17,059 | $179,638 (-3.06%) Land $30,000 Building $149,638 | |
| 2025 | $1,939.00 (-1.22%) Homeowner's exemption | $21,124 (-4.92%) Land $3,420 Building $17,704 | $185,304 (-6.23%) Land $30,000 Building $155,304 |
| 2024 | $1,963.00 (+0.51%) Homeowner's exemption | $22,216 (+3%) Land $3,420 Building $18,796 | $197,605 (+4.44%) Land $30,000 Building $167,605 |
| 2023 | $1,953.00 (+2.74%) Homeowner's exemption | $21,569 (-) Land $3,420 Building $18,149 | $189,205 (-) Land $30,000 Building $159,205 |
| 2022 | $1,901.00 Homeowner's exemption | $21,569 Land $3,420 Building $18,149 | $189,205 Land $30,000 Building $159,205 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1425 E St SW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 62 (1985–2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1425 E St SW is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI serves 13,704 people · EPA ID OK2005813 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
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