1310 E St SW, Miami, OK 74354 Property Records

Ottawa County property record for 1310 E St SW, Miami, OK 74354

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,971 sqft · built 1980
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2022)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19097`

Property Details

APN / Parcel Number

Primary APN	`19097`
Alternative APN	`5350-06-027-023-0-035-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,971 sqft Living Area
1st Floor Area	1,314 sqft
Attic	Attic
Attic Area	600 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	665 sqft
Patio Area	70 sqft
Shed	1 Shed
Shed Area	560 sqft
Lean-To	96 sqft
Pole Barn	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19097
Street Address	1310 E ST SW
City	MIAMI
State	OK
Zip	74354-8510
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 20 AC LT 6 OR S2 NE NW SEC 6 TWP 27 RNG 23 MIAMI MISC I NOTICE OF LIS PENDENS 1092/574
Legal Range	23E
Legal Township	27N
Legal Section	06
Legal Subdivision	MIAMI MISC. I
Legal Block	27
Legal Lot Number	6
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2026
Census Tract	574700

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1310 E ST SW, MIAMI, OK 74354-8510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Jun 4, 2013 · Amount on Record
Deed Document Number	20224972
Deed Book / Page	1170 / 298
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 23, 2022
Property Address	1310 E ST SW, MIAMI, OK 74354-8510
Document Number	001170/298
Book / Page	1170 / 298
Instrument Date	Sep 22, 2022
Instrument	I-2022-004972
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 E ST SW, MIAMI, OK 74354-8510
Investor	Possibly a Property Investor

Mortgage

Document Number	I2022004973
Date	Sep 23, 2022
Instrument	I-2022-004973

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,585 (+3%) Land $2,970 Building $17,615	$180,569 (-23.55%) Land $26,052 Building $154,517
2025	$1,926.00 (-1.18%)	$19,985 (+3%) Land $2,883 Building $17,102	$236,196 (+2.69%) Land $46,946 Building $189,250
2024	$1,949.00 (+9%)	$19,403 (+3%) Land $2,799 Building $16,604	$230,000 (+39.19%) Land $43,320 Building $186,680
2023	$1,788.00 (+17.79%)	$18,838 (+14.68%) Land $2,622 Building $16,216	$165,247 (-) Land $23,000 Building $142,247
2022	$1,518.00	$16,426 Land $2,622 Building $13,804	$165,247 Land $23,000 Building $142,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	62 (1985–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 10 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 21 claims Severe Storms And Flooding, Apr 1994 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 83% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20