Ottawa County property record for 1505 E St SW, Miami, OK 74354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,265 sqft · built 1950 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Aug 2026) |
| Tax Bill | $1,322 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 19065 |
| Primary APN | 19065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| 1st Floor Area | 2,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Carport |
| Garage Area | 204 sqft |
| Carport | Carport |
| Carport Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 293 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19065 |
|---|---|
| Street Address | 1505 E ST SW |
| City | MIAMI |
| State | OK |
| Zip | 74354-8722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N2 N2 SW SW NE LS W30' SEC 6 TWP 27 RNG 23 MIAMI MISC I |
| Legal Range | 23E |
| Legal Township | 27N |
| Legal Section | 09 |
| Legal Subdivision | MIAMI MISC. I |
| Legal Block | 27 |
| Legal Lot Number | 23 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 574700 |
1505 E St SW is owned and occupied by an individual who bought it in August 2026.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1505 E ST SW, MIAMI, OK 74354-8722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Nov 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Jul 19, 2018 | Warranty Deed, Transfer · FHA Mortgage ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Jan 30, 2025 · Amount on File |
| Deed Document Number | 20263830 |
| Deed Book / Page | 1268 / 486 |
| Prior Transfer Date | Jan 13, 2025 |
| Prior Transfer Doc | 0000000184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Aug 5, 2026 |
| Property Address | 1505 E ST SW, MIAMI, OK 74354-8722 |
| Document Number | 0000003830 |
| Book / Page | 1268 / 486 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20263830 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | APEX TITLE AGENCY, APEX TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,268.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1505 E ST SW, MIAMI, OK 74354-8722 |
| Document Number | 0000003831, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20263831 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Nov 20, 2020 |
| Property Address | 1505 E ST SW, MIAMI, OK 74354-8722 |
| Document Number | 001122/369 |
| Book / Page | 1122 / 369 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 2020-005010 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1505 E ST SW, MIAMI, OK 74354-8722 |
| Document Number | 2020005011 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020-005011 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Jul 19, 2018 |
| Property Address | 1505 E ST SW, MIAMI, OK 74354-8722 |
| Document Number | 001074/220 |
| Book / Page | 1074 / 220 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 2018-003149 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | NOT AVAILABLE, OTTAWA COUNTY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1425 E ST SW, MIAMI, OK 74354-8503 |
| Document Number | 2018003150 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 2018-003150 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 1505 E St SW was $1,322, down 1.2% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Miami City |
| Unified School District | Miami Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,897 (+1.33%) Land $975 Building $12,922 | $121,904 (+1.34%) Land $8,553 Building $113,351 | |
| 2025 | $1,322.00 (-1.2%) | $13,714 (-10.39%) Land $975 Building $12,739 | $120,297 (-10.4%) Land $8,553 Building $111,744 |
| 2024 | $1,338.00 (-11.68%) | $15,304 (-4.11%) Land $975 Building $14,329 | $134,253 (-4.11%) Land $8,553 Building $125,700 |
| 2023 | $1,515.00 (+2.71%) | $15,960 (-) Land $898 Building $15,062 | $140,000 (-) Land $7,880 Building $132,120 |
| 2022 | $1,475.00 | $15,960 Land $898 Building $15,062 | $140,000 Land $7,880 Building $132,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1505 E St SW in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 62 (1985–2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1505 E St SW is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI serves 13,704 people · EPA ID OK2005813 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
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