St. Joseph County property record for 14248 Garber Rd, Constantine, MI 49042 · Last verified August 2026
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1 ba · 2,248 sqft · built 1900 |
| Lot Size | 27.5 acres (1,197,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jul 2021) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-002-004-00 |
| Primary APN | 003-002-004-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,248 sqft Building Perimeter |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 456 sqft |
| Unfinished Basement | 456 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 1,197,900 sqft (27.5 acres) |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14248 GARBER RD |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-9637 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | SW 1/4 SW 1/4 SEC 2 T7S R12W. EXC W 417.5 FT. |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 02 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 41101 |
Source: St. Joseph County records · APN 003-002-004-00
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14248 GARBER RD, CONSTANTINE, MI 49042-9637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 24, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage INTERRA CU |
| Jul 26, 2021 | Deed, Transfer · Conventional Mortgage LAKE CITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Deed Document Number | 20217574 |
| Last Transfer Date | Feb 18, 2026 |
| Transfer Doc | 2026001349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 24, 2026 |
| Property Address | 14248 GARBER RD, CONSTANTINE, MI 49042-9637 |
| Document Number | 2026001349 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026001349 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14248 GARBER RD, CONSTANTINE, MI 49042-9637 |
| Document Number | 2026001350 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026001350 |
| Name | INTERRA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 26, 2021 |
| Property Address | 14248 GARBER RD, CONSTANTINE, MI 49042-9637 |
| Document Number | 2021007574 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021007574 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 E MAIN ST, MENDON, MI 49072-9632 |
| Name | Verified Name |
|---|---|
| Address | 10511 COUNTY ROAD 24, MIDDLEBURY, IN 46540-9791 |
| Date | Jul 26, 2021 |
|---|
| Name | LAKE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Unified School District | Constantine Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,400 (+5.9%) Land $92,200 Building $71,200 | $326,800 (+5.9%) Land $184,400 Building $142,400 | |
| 2025 | $1,412.00 (+2.1%) Homeowner's exemption | $154,300 Land $138,800 Building $15,500 | $308,600 Land $277,600 Building $31,000 |
| 2024 | $1,383.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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